PPI Reclaiming successes and failures

di3004

amersall wrote: »

Dizzy Di is spot on :D:D:D:D:D
Phil has won!!!!!!.:rotfl:
What are you like?:A:A:A:A

OMG, why on earth did I miss that bit? :eek::o:rotfl::rotfl::rotfl:

Congratulations Phil, so happy for you.:beer:

Cheers amersall, thank goodness for you.:rotfl::A:A:A XX

amersall

di3004 wrote: »

OMG, why on earth did I miss that bit? :eek::o:rotfl::rotfl::rotfl:

Congratulations Phil, so happy for you.:beer:

Cheers amersall, thank goodness for you.:rotfl::A:A:A XX

You know i am only joking :A:A
Someone has to look out for you

smitchy73

di3004 wrote: »

Two letters received from Lloyds today via Loans-PPI.
These were prevously held up due to the JR.

They have upheld on the 2 and these are going back from 2000 to 2001.

Success.:beer:

Cheers for the support folks x:j:j

Well done Di, you deserve it all, thanks for all your help with me over the years. Enjoy.

di3004

amersall wrote: »

You know i am only joking :A:A
Someone has to look out for you

Tee hee hee its so funny though lol :rotfl::rotfl::rotfl::A:A

di3004

smitchy73 wrote: »

Well done Di, you deserve it all, thanks for all your help with me over the years. Enjoy.

Thank you :beer:

And your very welcome.:A

smitchy73

Dizzywithmoney wrote: »

I sent the FOS forms off to Nat West re a credit card that I had held for years and paid off in full around 3 years ago, but silly me sent them off without the account numbers as I didnt know them. Anyway they sent them back to me stating that they needed them, so after asking for advice on here I wrote asking for my account number, enclosing a cheque for £1. I got a reply straight back apologising for me having to put in a complaint and that I would get a reply within 10 dyas. Well this letter was dated 27th April and I still have not had a response. Last week I rang them and was told that someone would get back to me but no one did. So yesterday I was getting annoyed and so rang them back myself. I was put through to several departments before getting through to the ? SARs Department. They said they didnt know anything about my letter and didnt know which department it had come from.

Anyway after explaining yet again what I was asking for, they kept saying they were confused (?) and didnt know exactly what I wanted. The person to whom I was speaking to eventually gathered what I wanted and stated that it was very rare that they could find peoples' account details if I didnt have an account number and I would probably have "fallen off the radar" - I was getting cross by this stage and stated that I knew there were obliged to keep records dating back 6 years by law and that they should still have my details. She told me that she had never been able to find anyones details in five years!!!! So I told her that my name was very rare and I was the only person in the country with this name. She asked for my name and said that was all she would need!!!! I asked her surely she should need my date of birth but she said she didnt need that, so I asked what about my address she then said "oh yes I will probably need that"!!! She took my telephone number and said she would get back to me but had very little hope of finding me!!! So I was really angry by this time and didnt hold out much hope.

Then, to my surprise, 10 minutes later she telephone me back stating that she couldnt believe it but she had "found me"!! She then went on to say I was the first person she had found in the 5 years she had worked there!!! This I find hard to believe. But anyway she said she would gather all my information, statements, etc and send them off to me. She said there was usually a £10 charge for this but she wouldnt charge me this.

So now I await my details. I cant believe that she said they can never find anyone - I think she was trying to "fob" me off but I stood my ground. I know I had PPI on this credit card as I distincly remember how much trouble I had when I tried to cancel it. I had this credit card for a lot of years, originally it had been an Air Miles card, so I am very interested in finding out how much PPI I have paid over the years. I work for the NHS so I should never have been given this anyway. I cant even remember how I came to have this credit card so I am very intriged. Sorry for going on but I feel that I have at least won one battle!!!

Can I also ask will I have paid actual interest on the PPI amounts or is that added separately?

Well done, hope you get on well with your claim, i've got a SAR request in just now with RBS, they might not find my name quite as easy - smith, lol.

odd_socks

Well done everyone,lets all have av DISCO :jlets all have av DISCO :j

Well done :beer: :T

di3004

odd_socks wrote: »

Well done everyone,lets all have av DISCO :jlets all have av DISCO :j

Well done :beer: :T

Yay ok,not exactly disco music here, but appropriate.......:j:D
http://www.youtube.com/watch?v=OeeCczrrJwY

:beer::beer:

odd_socks

di3004 wrote: »

Yay ok,not exactly disco music here, but appropriate.......:j:D
http://www.youtube.com/watch?v=OeeCczrrJwY

:beer::beer:

LOL

*wiggles fingers and taps foot*

tifosi

catclaire wrote: »

Hi

I have had three PPI claims from the Bank of Scotland upheld from 1996, 1999 and 2001, Today I recieved notication that I would be getting a cheque for just over £8,500. I had the credit agreements for the first 2.
Thanks everyone for your help.
:j

Hi CC,

well done!

How long have your claims been in?

Were any of them RBS credit cards?

(only ask as I have an RBS CC claim in!)

Thanks