PPI Reclaiming successes and failures

di3004

Two letters received from Lloyds today via Loans-PPI.
These were prevously held up due to the JR.

They have upheld on the 2 and these are going back from 2000 to 2001.

Success.:beer:

Cheers for the support folks x:j:j

themass

Well done Di, you really do deserve this this, congrats.

di3004

themass wrote: »

Well done Di, you really do deserve this this, congrats.

Thank you so much.:beer:

I would have been surprised if they hadn't upheld to be honest, last year I made 4 successful reclaims with them which they did uphold, but still I still did get my doubts at first with these being older accounts.
It just goes to show, no matter how old, it helped with mine because I had hold of the account numbers and know ppi was added because they never failed to apply it to all the loans and credit cards we taken out with them.
I did not have much paperwork to these 2 either, so I am grateful for every penny.

They are not huge amounts but the interest will add up over the time.:j;)

amersall

TommyRed wrote: »

I was originally going to use a PPI reclaiming company, but as they charge around 30% thought I would look on here instead. Glad I did probably saved myself £1500. Followed Martin's advice and sent RBS/Natwest a letter saying I thought that they had mis-sold me PPI 8 years ago, that was at beginning of March. Received a letter back on 7th March saying they would investigate, then on 19th March outlining my concerns (ie mis-selling)they made me an offer, which I accepted. They sent an acceptance letter, which I had to sign, and paid the money into my account on the 12th May. I went on holiday for a week on the 12th and wasn't aware it had been paid in until I returned. Happy Days :T

:beer: Another one bites the dust :D:D:D:money:

amersall

Well done Di :A:A
About Bl**Dy time :j:j:j:j:j:j:j:j:j

phillmarsh

Thank you Moneysavingexpert.com for your help:beer:

I sent my Letter to Cahoot 2 weeks ago and today I have had a letter confriming, that they will be paying me the full premiums back.

Below is a copy of what i sent , I hope this helps anyone else

good luck

letter:-

Head of Service Relationship
Cahoot
Friars House
Manor House Drive
Coventry
CV1 2ZA
Dear Sir or Madam,
Re: Account number: *****************
I am writing in relation to the above payment protection (PPI) policy which I believe was mis-sold to me.
I believe you have not treated me fairly for the following reasons;

• The PPI was added without my knowledge.

• You have been punished by the Financial Services Authority for failing to treat customers fairly and I do not believe that the PPI I bought was sold in my best interest.

• I was sold a insurance premium policy that was not fully explained to me as the whole cost of the insurance was not made clear to me.

• When I cancelled my insurance I was not offered any Refund.


Unless you can prove that the policy was fair and reasonable and that I was treated fairly when I was sold the insurance, I demand a full refund of all premiums, and subsequent interest on these payments, that I have paid in relation to this policy. I also expect 8% interest to be added to each payment I have made as this is the statutory amount a court would pay.

I look forward to your full and prompt response to this letter. If this matter is not settled within eight weeks of this letter I shall be contacting the Financial Ombudsman to investigate my complaint.
Yours faithfully,
[Your signature]
[Your name]


regards

Phil

The_Marksman

di3004 wrote: »

Two letters received from Lloyds today via Loans-PPI.
These were prevously held up due to the JR.

They have upheld on the 2 and these are going back from 2000 to 2001.

Success.:beer:

Cheers for the support folks x:j:j

Yeahhhhhhhhhhhh Baby! haha way to go!:rotfl:

well done!:beer:

di3004

Thank you so much my friends.:beer: XXX

di3004

phillmarsh wrote: »

Thank you Moneysavingexpert.com for your help:beer:

I sent my Letter to Cahoot 2 weeks ago and today I have had a letter confriming, that they will be paying me the full premiums back.

Below is a copy of what i sent , I hope this helps anyone else

good luck

letter:-

Head of Service Relationship
Cahoot
Friars House
Manor House Drive
Coventry
CV1 2ZA
Dear Sir or Madam,
Re: Account number: *****************
I am writing in relation to the above payment protection (PPI) policy which I believe was mis-sold to me.
I believe you have not treated me fairly for the following reasons;

• The PPI was added without my knowledge.

• You have been punished by the Financial Services Authority for failing to treat customers fairly and I do not believe that the PPI I bought was sold in my best interest.

• I was sold a insurance premium policy that was not fully explained to me as the whole cost of the insurance was not made clear to me.

• When I cancelled my insurance I was not offered any Refund.


Unless you can prove that the policy was fair and reasonable and that I was treated fairly when I was sold the insurance, I demand a full refund of all premiums, and subsequent interest on these payments, that I have paid in relation to this policy. I also expect 8% interest to be added to each payment I have made as this is the statutory amount a court would pay.

I look forward to your full and prompt response to this letter. If this matter is not settled within eight weeks of this letter I shall be contacting the Financial Ombudsman to investigate my complaint.
Yours faithfully,
[Your signature]
[Your name]


regards

Phil

Hi Phil

Good luck on this, keep copies of what you send and receive and please keep us posted, cheers, fingers crossed.;)

catclaire

Hi

I have had three PPI claims from the Bank of Scotland upheld from 1996, 1999 and 2001, Today I recieved notication that I would be getting a cheque for just over £8,500. I had the credit agreements for the first 2.
Thanks everyone for your help.
:j