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PPI Reclaiming successes and failures

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Comments

  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    :T:T:T Well done what a result :beer::beer: you go get the others :j:j
  • di3004
    di3004 Posts: 42,579 Forumite
    :j I cannot thank MSE and all of it's members enough for giving me the encouragement to take on Egg. I topped up my Egg loan in July 2006 and was told at the time that I had to take out PPI, as a naieve person, and in a somewhat desparate financial situation, I agreed.

    I then read all of the posts, yes all of them! to see whether it was worth challenging Egg, as I am never lucky enough to get my money back. I took the plunge at the beginning of this year and this is what happened...

    I wrote to Egg on 14 January, sending the PPI questionnaire with all the information I had about my loan.

    Received acknowledgement letter of my complaint from Egg a week later

    4 weeks after my complaint they wrote again advising they were still investigating

    Yesterday, and 2 days before the 8 week deadline, I received a letter advising my complaint had been upheld and a cheque for £6500.

    You have no idea what this money means to me, and now it has given me the confidence to take on Barclays and Capital One for rate-jacking me!

    I have so much respect for you all, and thank you once again for giving me the confidence to beat the nasty banks!! xx
    :rotfl::T:T:T:T:T:T:rotfl:

    Wow, absolutely fab!:T:j:T:j

    Many Congratulations, that is fantastic, well done!:beer:
    The one and only "Dizzy Di" :D
  • SCOTT488
    SCOTT488 Posts: 5 Forumite
    Just wanted to thank MSE for its advice as we have had a result!

    After reading through the forum and using the template letters our claim was upheld last year. We were informed that it would take 3 months to process the payment, which we thought was excessive. However we held out and yesterday our bank account was £2656 better off.

    THANK YOU MSE!
  • di3004
    di3004 Posts: 42,579 Forumite
    SCOTT488 wrote: »
    Just wanted to thank MSE for its advice as we have had a result!

    After reading through the forum and using the template letters our claim was upheld last year. We were informed that it would take 3 months to process the payment, which we thought was excessive. However we held out and yesterday our bank account was £2656 better off.

    THANK YOU MSE!


    Well done to you!:T:T

    Congratulations, great work!:beer:
    The one and only "Dizzy Di" :D
  • SCOTT488 wrote: »
    Just wanted to thank MSE for its advice as we have had a result!

    After reading through the forum and using the template letters our claim was upheld last year. We were informed that it would take 3 months to process the payment, which we thought was excessive. However we held out and yesterday our bank account was £2656 better off.

    THANK YOU MSE!

    Well done to you! Hurrah!!:beer: :j:j:j
  • Anna_S
    Anna_S Posts: 1 Newbie
    edited 17 March 2011 at 12:09AM
    Hi everyone

    I had an Egg loan for over 13 years and had an insurance payment scheme attached to it. After reading through the information on this website, I contacted Egg and started the process to reclaim the insurance. After going through the process online, I sent off my forms to Egg and received a letter saying they were looking into my complaint.

    After 2 months and a few letters from Egg (stating they were investigating my complaint), I received a cheque for £9,700! This has enabled me to pay off my remaining Egg loan! Yippeeeee!

    I advise anyone to go through the guide on here and stick with it, patience pays off in the end! :j Thank you Moneysavingexpert.com!

    A
  • di3004
    di3004 Posts: 42,579 Forumite
    Anna_S wrote: »
    Hi everyone

    I had an Egg loan for over 13 years and had an insurance payment scheme attached to it. After reading through the information on this website, I contacted Egg and started the process to reclaim the insurance. After going through the process online, I sent off my forms to Egg and received a letter saying they were looking into my complaint.

    After 2 months and a few letters from Egg (stating they were investigating my complaint), I received a cheque for £9,700! This has enabled me to pay off my remaining Egg loan! Yippeeeee!

    I advise anyone to go through the guide on here and stick with it, patience pays off in the end! :j Thank you Moneysavingexpert.com!

    A


    Hi and welcome Anna

    Well done to you!:T:j Congratulations!:beer:
    The one and only "Dizzy Di" :D
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    SCOTT488 wrote: »
    Just wanted to thank MSE for its advice as we have had a result!

    After reading through the forum and using the template letters our claim was upheld last year. We were informed that it would take 3 months to process the payment, which we thought was excessive. However we held out and yesterday our bank account was £2656 better off.

    THANK YOU MSE!
    :j:j:j Fabulous :T:T
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Anna_S wrote: »
    Hi everyone

    I had an Egg loan for over 13 years and had an insurance payment scheme attached to it. After reading through the information on this website, I contacted Egg and started the process to reclaim the insurance. After going through the process online, I sent off my forms to Egg and received a letter saying they were looking into my complaint.

    After 2 months and a few letters from Egg (stating they were investigating my complaint), I received a cheque for £9,700! This has enabled me to pay off my remaining Egg loan! Yippeeeee!

    I advise anyone to go through the guide on here and stick with it, patience pays off in the end! :j Thank you Moneysavingexpert.com!

    A
    :j Well done :T
  • Footiemad_2
    Footiemad_2 Posts: 1,419 Forumite
    :j I cannot thank MSE and all of it's members enough for giving me the encouragement to take on Egg. I topped up my Egg loan in July 2006 and was told at the time that I had to take out PPI, as a naieve person, and in a somewhat desparate financial situation, I agreed.

    I then read all of the posts, yes all of them! to see whether it was worth challenging Egg, as I am never lucky enough to get my money back. I took the plunge at the beginning of this year and this is what happened...

    I wrote to Egg on 14 January, sending the PPI questionnaire with all the information I had about my loan.

    Received acknowledgement letter of my complaint from Egg a week later

    4 weeks after my complaint they wrote again advising they were still investigating

    Yesterday, and 2 days before the 8 week deadline, I received a letter advising my complaint had been upheld and a cheque for £6500.

    You have no idea what this money means to me, and now it has given me the confidence to take on Barclays and Capital One for rate-jacking me!

    I have so much respect for you all, and thank you once again for giving me the confidence to beat the nasty banks!! xx
    :rotfl::T:T:T:T:T:T:rotfl:


    Thats absolutely brilliant. Well done and give yourself a huge pat on the back..:beer::T:T:T:T
    Footiemad:footie: 2013 - SPC no.1147...Keeep potting!!
    2013-VSP #21 £14.59
    SPC 2012 - £207.44
    SPC 2011 £647
    VSP 2011 £70.37
    23lb/54lb :o
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