PPI Reclaiming successes and failures

amersall

metalhead2 wrote: »

I am seriously confused here, I won my complaint regarding my PPI that was missold and I noticed that the bank has credited me my money but here is what is confusing me

PPI LOAN REFUND £757.23
PPI INT REFUND £294.68

Add that up and it comes to a grand total of £1051.91

Last year when I contacted RBS to complain that I was missold 2 PPI policies I received a reply offering £750 for each policy which as you can see would come to a total of £1500 and I declined it, I am actually worse off winning my PPI complaint.

It looks as if I would have been better off if I accepted their fobbing off letter offer.

Can anyone shed any light as to why I am worse off?

Well done on your win:j:j as robbedof said,and give them a ring to confirm if they have paid one or is this for both.

amersall

redian123 wrote: »

after just seven weeks and the price of two stamps,received offer of full ppi payments.£2500,just a quick thank you to all on this great site,and good luck all who are still waiting.:j:j:j:j

:j Well done and congrats :T:T:T

amersall

Harcombe1938 wrote: »

Reclaiming Success

Reclaimed PPI that my wife did not even know she had paid.

Provider of the Loan was Clydesdale Bank PLC

Total repayment including interest was £16,016.95

Initially the Bank refused to make any repayment so claim was handed over to the Ombudsman Service

The whole process from beginning to end took 18 months and there were many times it seemed it would be easier to give up. However, perseverance and involving the Ombudsman paid off

:xmastree::xmastree:A happy christmas will be had at your house this year :T
Well done :money::money:

di3004

Harcombe1938 wrote: »

Reclaiming Success

Reclaimed PPI that my wife did not even know she had paid.

Provider of the Loan was Clydesdale Bank PLC

Total repayment including interest was £16,016.95

Initially the Bank refused to make any repayment so claim was handed over to the Ombudsman Service

The whole process from beginning to end took 18 months and there were many times it seemed it would be easier to give up. However, perseverance and involving the Ombudsman paid off

What a lovely surprise, well done and Congratulations!:beer:

K007

I recd a letter from Barclays saying that my claim is now put on hold until the Judicial Review.

Should I complain to FOS now ?

Please could someone provide me the link for FOS complain form.

Thanks

amersall

K007 wrote: »

I recd a letter from Barclays saying that my claim is now put on hold until the Judicial Review.

Should I complain to FOS now ?

Please could someone provide me the link for FOS complain form.

Thanks

Yes, send your letter off to fos now.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#reclaim
you will find the form on this page.

bluesmurf_2

Hi all, just wanted a bit of advice please:)

Just got my letter back from MBNA and have paid £2510 in insurance and also £1300 to Capital One.
As I am self employed I am asking for it back + 8%.

Can anyone pop up the link for the next letter I send please so I get the right one.

Also I am in financial hardship so is there an easier/quicker route to reclaim?

Many thanks.

di3004

bluesmurf wrote: »

Hi all, just wanted a bit of advice please:)

Just got my letter back from MBNA and have paid £2510 in insurance and also £1300 to Capital One.
As I am self employed I am asking for it back + 8%.

Can anyone pop up the link for the next letter I send please so I get the right one.

Also I am in financial hardship so is there an easier/quicker route to reclaim?

Many thanks.

Hi there

To make a reclaim, you complete the reclaiming questionnaire, this replaced the reclaiming template letter on this site.
You then send to whoever set up your policy from the start.

Remember to keep copies of all you send and receive - in case you need to refer to this again at some point.

They normally have 8 weeks to give a decision, good luck.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#reclaim

di3004

K007 wrote: »

I recd a letter from Barclays saying that my claim is now put on hold until the Judicial Review.

Should I complain to FOS now ?

Please could someone provide me the link for FOS complain form.

Thanks

Hi there

Sorry to hear this.

As amersall says, or you can download the Complaints form from the FOS site here:
http://www.financial-ombudsman.org.uk/consumer/complaints.htm

Good luck.

ScattyCat_2

Cost of PPI - £880 aaaaand:

Cheque arrived this morning, for £1550.64!! Cant believe it, for the price of 2 stamps!
I cant thank Martin enough, would never have applied without him providing the template letters, wouldn't have known where to start.
Feeling quite emotional now as this will allow us to start the new year pretty much debt free THANK YOU MARTIN!! :j