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The Happiness Fund.
Comments
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Sounds like it did you a load of good 🤗
Just saw your post on Skinty's diary, checking SP takes about 5 minutes.Mortgage started 2020, aiming to clear 31/12/2029.1 -
I'm glad to hear you had a good day! Congrats on the tax relief
2 -
It is raining outside and will do for the rest of the week. There is some good news upon looking at my wage slip for 31st January.
Hurrah, they have given me £40 overtime which will be used for February credit card. I can save/OP my usual £250 and an extra £177 (from council tax savings).
I will keep £150 for food and fun this month and save everything else in xmas/holiday/bills fundAiming for a minimal spend 20223 -
Great news about the O/T and your use of it.
While it's wet, the days are staying lighter for longer 🤗Mortgage started 2020, aiming to clear 31/12/2029.2 -
Yes MF I've noticed the longer days too
Great use of unexpected money SW.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Good news about the overtime SW 🤗 It’s raining here too but the temperature is forecast to go up to 10 degrees so hopefully it will be warmer and the heating will be on less!0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Thanks Skinty. I was doing so well but i have already spent almost £100 pounds on things in the last few days £60 was for a new bin as mine fell apart. I was supposed to spend £150 all month. Yikes. Fruit and salad is all i am buying now for the rest of the month I have loads of staples in though.Aiming for a minimal spend 20224
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Wow that’s an expensive bin SW is it one of those automatic ones?0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Yes i did buy a cheap one a few years ago from the local supermarket but it fell apart so fast! Im hoping this will last. The cost of the bin means i have £100 to live on for this month which is fine. Im just chuffed i saved my council tax money!!! It is pouring down with rain here.
Aiming for a minimal spend 20222 -
£100 is plenty, stay away from the perfume!
It seems to be raining everywhere.
Good to see you posting 😃Mortgage started 2020, aiming to clear 31/12/2029.2
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