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The Happiness Fund.
Comments
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Glad you are WFH - it might give you a bit more 'you time' in the long run. I am thinking cold = calorie burning when I get outside, but, the dog disagrees with me...."...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
"Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'
Dog's 'Pot o' Gold' = £23.85
Household maintenance = 0
Prolific Academic = £41.642 -
I'm pleased you're mostly WFH.
Think we are all looking forward to the CT free months!
Have you claimed your tax relief due to WFH? Whilst it only £1.20pw, it all helps as does the back tax refund 😊Mortgage started 2020, aiming to clear 31/12/2029.1 -
I still havent filled it in. I I will try at the weekend. The boys delivered lots of food to me and house things i needed and could never have afforded. They spent £130 i am going to pay them in instalments. I am so grateful.
Aiming for a minimal spend 20221 -
Sounds like working from home is long hours. People think its easier but after hearing my son its definately not. Good luck with the healthier eating, cant do any harm and probably will do some good.Clearing the junk to travel light
Saving every single penny.
I will get my caravan0 -
I agree, keep eating well and look after yourself.
WFH can be quite isolating and it can be hard to separate home and work so don't end up overworking.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Don't forget to do the WFH relief, it takes a few minutes, but is a nice 'bonus' when back in your wages as is the extra few quid a month after that.Mortgage started 2020, aiming to clear 31/12/2029.0
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Today i tried to work but my brain just shut down as i have been working too much so instead i slept and watched tv in bed. I feel better now. I will be able to pay off my credit card bill which is huge (£422). I must not spend money on non essentials, I must not spend money.........
The advantage of working long hours is that I dont have time to spend. lol. Only two weeks till payday. Please let it fly past.
Aiming for a minimal spend 20221 -
You're doing too much and must have time to yourself, please listen to your body.
That's a big CC bill, but at least it can be paid off.Mortgage started 2020, aiming to clear 31/12/2029.0 -
I’m glad you had a day resting and you are feeling better. Mental exhaustion is just as dangerous as physical exhaustion so try to pace yourself and make sure you have some downtime to relax and sleep too0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Weather v stormy but it was President Biden's big day today. I am sooo happy because of it. Work is really mad i cant pace myself. It is work but twice as much as usual but only 6 working days till payday and my credit card will be paid off and i can start to save for Christmas. Hurrah!!!!Aiming for a minimal spend 20223
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