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The Happiness Fund.
Comments
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Happy New Year!
"...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
"Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'
Dog's 'Pot o' Gold' = £23.85
Household maintenance = 0
Prolific Academic = £41.641 -
Happy New year Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming1
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Bless you, we have to stay positive. Signature updated for 2021. Lesson prep to do today and some washing. I'm making do with what i have in the house.
My gas and electric expires at the end of the month. I am v wary of switching to cheaper company that i dont know from previous experiences so i will stay with my current supplier deal which is not the cheapest. I will try to do that today.
Ps I have just noticed i can see my email on my profile can everyone see it?Aiming for a minimal spend 20222 -
Happy New year SW! Don’t blame you re energy suppliers but are any of the top well known suppliers cheaper ?I can’t see your email on your profile using my phone but I can see mine if I look at my own profile0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Thank you Skinty i was worried but am reassured by your message. I will do a check later this weekend and find out if any suppliers are cheaper. It is beautiful outside today. I have plenty of marking to continue with and a gas cooker to wipe down.Aiming for a minimal spend 20222
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Hey Swan, I can't see your email either, if that helps. Again only mine if I look at my own...
Maybe if you look at other suppliers, and pretend you are leaving, your existing ones will find you a better tariff? HTH"...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
"Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'
Dog's 'Pot o' Gold' = £23.85
Household maintenance = 0
Prolific Academic = £41.641 -
😆🤣 back to our exciting lives in 2021! I am trying to motivate myself to get out of bed!savingwannabe said:.... I have plenty of marking to continue with and a gas cooker to wipe down.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
I have never been brave enough to change suppliers so prob with the most expensive one 🤦♀️ for some reason OH is pretty set on them and doesn't want to change. Have you had a negative experience?Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming0
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Hello longway2go, i have had a vv bad experience when i tried to save money and went for a new company. I switched to Outfox The Market and my gas electric quadrupled and they kept sending me more bills. The key is to switch to a well known supplier. To be honest there isnt much of a saving so i am staying with British Gas. They are brilliant. I havent renewed my homecare for the first time in 17 years i am just hoping for the best which is a bit daft really. I might add that back on i will see in a few weeks how i feel and just hope for the best for now.
Aiming for a minimal spend 20222 -
That's who we are with, thanks for the reply. I will now worry less about not switching.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming1
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