We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Happiness Fund.
Comments
-
Enjoy the rest of the holiday SW. I suppose we will have to see what bojo announces next. It’s great that you finally got your back pay and your budget looks v healthy for January0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Try not to think about anything but your holiday.
Agree with Skinty, your budget looks good.Mortgage started 2020, aiming to clear 31/12/2029.1 -
Steve says i am allowed as i have worked all holiday except Christmas Day. I have bought slippers 6 pairs for all of next year from John Lewis (£54). Nothing else except food now. V happy. This year is going to be weird i may as well have comfy warm shoes.Aiming for a minimal spend 20224
-
A good pair of slippers makes a huge difference at home, no justification needed 😁Mortgage started 2020, aiming to clear 31/12/2029.0
-
Hey Swan, seconded! There's nothing worse than cold toes (or cold anything come to think of it!) especially if you are WFH and stuck to the screen, so can't move about much. You are on course to reaching your goals, so, enjoy the treats and rest when you can.
"...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
"Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'
Dog's 'Pot o' Gold' = £23.85
Household maintenance = 0
Prolific Academic = £41.641 -
Glad you got the slippers.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720251 -
DS & gf bought me new slippers for Christmas so I threw away my old ones where the sole had holes 😆 Now the new ones have come away from the sole 😔 Will have to wait & see what bojo announces today about the tiers to see if the shop she bought them in will be open to take them back for exchange or refund.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Happy new year 1
-
Happy New Year!!!! It is payday I am so happy. After all the direct debits (and credit card for jan feb) go out i will have a v healthy £149 left for food and fun. I have been keeping a spending diary for a whole year and this has slowly helped me to cut out non essential spending. I'm starting a new book today for 2021 so i can continue to do this.
More good news today an old uni friend contacted me out of the blue after over 20 years. We have had a lovely catch up and will meet when we can when covid is over. My Norton and calendars came today. The boys did a drive by in the car last night to wish me a happy new year early and left lots of bags of food. Thanks to them I certainly shan't starve!!! I am so lucky and blessed to have them in my life.
Work is utter chaos since the Boris announcements yesterday so i had to just stop everything and take a step back for my sanity. Plenty of work to carry on with tomorrow though. Yikes.
Aiming for a minimal spend 20222 -
Monitoring money is the only way to see where it goes and allows good plans to be put into place.
I'm so pleased you got to see the boys 🤗
Happy New Year!Mortgage started 2020, aiming to clear 31/12/2029.1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards