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The Happiness Fund.
Comments
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            Soon be breaking up for Christmas!Mortgage started 2020, aiming to clear 31/12/2029.1
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            Not long now SW to the last payday before Christmas. Boris will announce tomorrow what we are allowed to do for the festivities and once lockdown ends.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
 House sale OCT 2022 = NOW MORTGAGE FREE 🤗
 House purchase completed FEB 2023 🥳🍾 Left work. 🤗
 Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
 Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
 Living off savings diary
 https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11
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            Lets hope things are a bit better at Christmas. We all need a good time to keep us going.Clearing the junk to travel light
 Saving every single penny.
 I will get my caravan1
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            Finally payday SW 🤗 Have you got any plans to see your family over Christmas?0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
 House sale OCT 2022 = NOW MORTGAGE FREE 🤗
 House purchase completed FEB 2023 🥳🍾 Left work. 🤗
 Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
 Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
 Living off savings diary
 https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11
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            Hope you are getting time for a brew and looking at the pretty lights. Soon it's time to break up for Christmas 🤗Mortgage started 2020, aiming to clear 31/12/2029.1
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            Hello work is busy and I am so tired i only log on once a week and cannot believe how well everyone is doing. I weighed myself today i am 10 stone, i put one stone on in lockdown. I am now on a diet. lol.
 After all the direct debits are out, there is £158 left for food and fun. Work owe me £500, i have no spare money so I am not saving this month and am keeping £200 for Christmas. I am not seeing anyone over Christmas i have been invited to be in bubbles but it is best to be safe. No way am i infecting my parents.Aiming for a minimal spend 20223
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            It was so easy when lockdown started to not move around as much as normal, try and fit a little walk in each day and be aware of the treats, the weight will slowly reduce and be less likely to return.
 Please plan yourself a Christmas at home, things you've not had time to watch, a nice meal and pamper yourself.
 You've worked so hard and must reward yourself 🤗Mortgage started 2020, aiming to clear 31/12/2029.1
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            All is well work is a bit crazy. I am struggling to keep up with the posts and hope i can catch up in the Christmas hols. It is nearly Christmas I have marking but will be so glad to be able to do this at home. I hear many shops are closing, when they close down how will people spend their weekends? Our lives will change so much. I will try to spend no money this week so i can do something next weekend. Fingers crossed that it happens the boys and i booked it a whole year ago. We shall see.Aiming for a minimal spend 20222
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            Glad to see you come up for air!
 Hopefully you will have time for yourself over the Christmas holidays and can grab a large coffee and update us on your days 😊Mortgage started 2020, aiming to clear 31/12/2029.1
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            Hey Swan, know that feeling with the blummin' scales.... you will do this!                        "...when you have eliminated the impossible, whatever remains however improbable, must be the truth..." you will do this!                        "...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
 "Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'
 Dog's 'Pot o' Gold' = £23.85
 Household maintenance = 0
 Prolific Academic = £41.641
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