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The Happiness Fund.
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Happy holidays SW π€ππ§βπ Hope you can have a lovely rest now schools out & have a lovely Christmas π0% credit card Β£1360 & 0% Car Loan Β£7500 ~ paid in full JAN 2020 = NOW DEBT FREE π€
House sale OCT 2022 = NOW MORTGAGE FREE π€
House purchase completed FEB 2023 π₯³πΎ Left work. π€
Retired at 55 & now living off the equity Β£10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Hurrah for hols. I have spent two days in bed!!!!! Work was crazy i just didn't have time to log on.Β Im looking online as most shops are shut.Β Β lol Will look at marking tomorrow. At the mo i have had a big lie in and it is wonderful to be off. Many people have lost their jobs v scary times.
I have received Β£30 in vouchers which i will give as a present. I have treated myselfΒ to pretty pens and also perfume (Β£30). My cc bill is Β£133 for January i have this set aside and will have about two pounds left in my account till payday on 30 Dec!!!Β
I owe Β£170 for February bill (due to presents and xmas food) and wont be saving this month to pay this off. This week I will only buy sprouts, bread and carrots that is it!Aiming for a minimal spend 20224 -
You earned that bed rest!Β
Good luck with the present hunting and don't forget to sort your Christmas meal out.Mortgage started 2020, aiming to clear 31/12/2029.1 -
Ooh, the two days in bed sound fab! Enjoy the well-deserved perfume!1
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I am picturing you co-ordinating Christmas from under the duvet! Hope you manage your sprout shop & enjoy wriggling your toes under the covers....
"...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
"Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'
Dog's 'Pot o' Gold' = Β£23.85
Household maintenance = 0
Prolific Academic = Β£41.641 -
Merry Christmas SW and a Happy New Year!Mortgage started 2020, aiming to clear 31/12/2029.1
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Hey Swan, hope you come out from under the duvet to have a lovely Xmas! "...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
"Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'
Dog's 'Pot o' Gold' = Β£23.85
Household maintenance = 0
Prolific Academic = Β£41.641 -
Merry Christmas everyone. I am having an amazing Christmas at home.
Β Last week Steve and Andy came to visit me 4 hours before the tier first changed with Christmas presents and food. The next evening he was rushed to hospital for a very serious medical emergency.
He has chosen to be allowed home for Christmas and is on a liquid only diet and is enjoying time with dearest Andy who is amazing doing everything to keep him comfortable. Dr's have visited him at home for several hours daily and are coming tomorrow to check the pain is manageable. He is doing so well and sleeping and then when able he rings me every two hours full of cheeriness and positivity.
Extra time the only Christmas gift I wanted and I am so grateful for time with my two dearest friends. I am so blessed to know them - Merry Christmas Everyone God bless you all.ΒAiming for a minimal spend 20221 -
I'm sorry to hear this SW and hope Steve settles soon xMortgage started 2020, aiming to clear 31/12/2029.1
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Hi SW, just catching up on the last few pages of your diary to try to get to know you. I'm sorry to read about your friend.Β
I know all to well about trying to loose weight, it's a regular thing for me.ΒMortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120πEF 0/12,000 (0%)π (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming1
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