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The Happiness Fund.

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Comments

  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 26 December 2020 at 10:20AM
    Happy Boxing day everyone, Steve is looking v well today I am so happy we are waiting for medics to arrive.
    I have spent £38 online and just purchased calendars, a present for Steve,  an extra Norton protection as mine from fleabay was a con.

    I was v tempted to buy soft mule slippers from M and S last night and then live frugally in January but luckily they sold out! Actually quite pleased as i can make do with my own hard ones which will last for years
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,472 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Happy Boxing Day SW. I’m glad to hear Steve is still doing well. Your Christmas message is full of the true joy of life, “time” with friends and family, even if we can’t physically be with them this year. I hope Steve is comfortable and well for as long as possible. Love to you all 💕 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 26 December 2020 at 10:48AM
    Thank you dear friend. I am so lucky to know wonderful people. I have so much more marking to do and will be breaking this up with a walk, and chats to the boys when they can. 
    Aiming for a minimal spend 2022
  • Irenadler
    Irenadler Posts: 884 Forumite
    500 Posts Third Anniversary Name Dropper Combo Breaker
    Sending virtual hug to you Swan, and to your friends too, take care all <3
    "...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
    "Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'

    Dog's 'Pot o' Gold' = £23.85
    Household maintenance = 0
    Prolific Academic = £41.64
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 27 December 2020 at 12:09PM
    Bless you Ren, Ok so much for being healthy. The boys bought me loads of porridge before lockdown so I thought i would have some today with raisons.  I have had a walk and 3 glasses of water and i am still vvv high so i have just taken extra injection. lol i think i need to cut out the raisons and just have it with sweetex or an apple or banana. lol. Foiled again darn it. 

    I have some great news,  the extra money that work owed me for months should be appearing so i will be able to pay off my credit card for January and February too i hope. I should have an extra £100 a month till August which i will keep for Summer garden project, Christmas, and hols.   

    . 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Fruit has a lot of natural sugar, when you have 5 minutes maybe do a quick search for what has the lowest amount.
    The money is coming and you'll put it to good use.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Great news regarding the work payment. 
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • atrixa
    atrixa Posts: 549 Forumite
    Sixth Anniversary 500 Posts Photogenic Name Dropper
    Fantastic news!
  • Irenadler
    Irenadler Posts: 884 Forumite
    500 Posts Third Anniversary Name Dropper Combo Breaker
    Oh, that's a lovely Xmas bonus! Annoyed for you that they have taken so long, but, it sounds like it will clear the cards nicely. :)
    "...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
    "Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'

    Dog's 'Pot o' Gold' = £23.85
    Household maintenance = 0
    Prolific Academic = £41.64
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Morning, one week till we go back to work. At present we seem to be opening in January but it may change. It has its benefits work is easier if i teach in class,  online is just madness  i feel like i am having a heart attack. 
    I have done my calculations again and once my card bill for January/Feb is paid off i will have £165 for food and fun in January which is brill. I seem to have managed Christmas with selling bits, surveys.
    From February i can start to save into my christmas/holiday/insurance/garden fund. 
    Aiming for a minimal spend 2022
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