The Happiness Fund.

Skint_yet_Again

Hurrah for payday SW 🤗 Don’t save at the expense of living. £200 a month is still a good saving and you don’t want to limit yourself to £50 spends if it means living a miserable existence forever beating yourself up for spending. 

MovingForwards

I think if you carefully go through your statements, you may be able to trim some spending to counteract a bit of the reduction and not be too noticeable on your lifestyle.

Slowly do your shelves and decide when enough is enough 🤗

savingwannabe

Payday, hurrah i am so happy. Last month was tough as there was a big credit card bill. I will be frugal and see what i can cut. I have cancelled my British Gas homecare last month but will sign up next month maybe for a lower level of homecare. Last month I decided to pay £9 for mobile phone contract for 18 months (due to corona and future lockdowns). Apart from that i cant reduce anything i dont think but i will look. 

MovingForwards

It's mainly food spending which is the easiest one to look at. Taking lunches in to work and being careful with the treats.
I don't expect any other spending areas are able to be trimmed.

Have a look around to see if there are cheaper companies who do the homecare thing. I'm sure I've seen other names mentioned when reading posts.

Having money on a Friday is a double happy day!

Irenadler

I second that, on the food spending, going for the cheapest stuff like wonky veg or 'perfectly imperfect' ranges. I do remember that Lidlly do a box of fresh fruit/veg cheap, but too much for just me, early to mid-morning times, if that helps...

savingwannabe

I have just returned from the supermarket and bought some yellow stickered items and regular food for this week total cost £21. If i keep my food spending at about £20 a week i should be ok. 

MovingForwards

Have a look to see what you have at home and can bulk foods out with. Don't be afraid of doing a lentil or veg curry for budget but tasty food.

That's a good shopping trip 🤗

ginnyknit

You go hunny, paying off the cc bill thats fab. Hope you are enjoying the rest from school. Music magpie doesnt like my brothers taste in music so the cds he gave me are now in the charity shop. The proceeds were going to charity anyway so it doesnt matter. 

savingwannabe

I only made a fiver but it's better than nothing! Boris's speech was quite frightening I have little confidence in him and just hope this Corona will just disappear asap. 

The weather is blustery and wet but should change for the better as the week progresses. I am going to try to do positive things today. I will spend a few mins tidying in my spare room today, that will cheer me up. On Tuesday i have a haircut planned which will cost £15 and will be a real treat before lockdown begins. 

I spent £7 of cash on household bits yesterday. 

Skint_yet_Again

It is worrying isn’t it SW. At least you will get your hair done before the second lockdown begins.