We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Happiness Fund.
Comments
-
Hope you are getting your feet up, cosy and warm, with a nice something to drink...."...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
"Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'
Dog's 'Pot o' Gold' = £23.85
Household maintenance = 0
Prolific Academic = £41.641 -
You've made it! Enjoy your holiday 😁Mortgage started 2020, aiming to clear 31/12/2029.1
-
It is the second day of the holiday. I was so tired i slept all day!!!!!
Being nosey, I emptied my money box and found £28 there which is brilliant start to my holiday.
As well as the usual lesson planning and marking there are a few jobs to be done like selling family cds and dvds to music M@gpie and maybe selling some unwanted decorations to declutter. So pleased to have some time off to destress.Aiming for a minimal spend 20222 -
You needed the rest.
Good luck with the sales.
What you going to treat yourself to with the pocket money?
Mortgage started 2020, aiming to clear 31/12/2029.1 -
MF, I don't know yet. I am so boring as I love being decluttered. lol. In the process of sorting my Christmas decorations I have found a whole pile of books, decorations, pictures I can give to charity too.Aiming for a minimal spend 20222
-
Minimalist is good, provides a sense of freedom.
Have fun sorting your decorations out 🤗Mortgage started 2020, aiming to clear 31/12/2029.1 -
Ok my Music M*gpie sales come to £5.60 lol. My decorations are on sale for £5 too. It is so good though as slowly slowly i am clearing out my store cupboard which is a bit of a Pandora's box.
The lockdown has really helped me to avoid wasteful spending. Other than food and house essentials, and the £36 rip off charge by old mobile phone company, I only spent £15 on bargain pans and £10 at work this month. I should be able to pay my credit card bill of £148 next month with little problem. Roll on payday on Friday.Aiming for a minimal spend 20222 -
It's £5.60 more than you have now 🤗
You have done really well with your budgeting and spending, it's been a strange year but also useful as none of us would have decluttered and done things to our homes if this was a normal time!Mortgage started 2020, aiming to clear 31/12/2029.1 -
I think lockdown has helped a lot of us re-examine our lives, first time we have actually 'stopped' and taken a hard look at ourselves, making changes/plans, it can only be a good thing...."...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
"Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'
Dog's 'Pot o' Gold' = £23.85
Household maintenance = 0
Prolific Academic = £41.642 -
Well done on your sales SW 🤗 almost payday. You have done so well this month great news that you can easily pay off your credit card bill. Hope you are having a lovely week off work 😊0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.7K Mortgages, Homes & Bills
- 177.1K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards