The Happiness Fund.

Irenadler

Don't kick yourself Swan, I'm only joking - with all you do, you have to factor in treats & one that gives you joy for a year is worth every penny. We all need a boost sometimes (ask me how I know....) and think how virtuous you will feel sticking to your budget!  
A bill reduction? Don't knock it, enjoy it!

savingwannabe

Lol Thank you so much Ren, I will smell gorgeous even if i am poor. lol. To be honest i am saving more now than i have ever done even when i earned much more so I am pleased. It may not be as much as others but i am still doing my bit. 

MovingForwards

You're not poor, just have a normal income compared to some people.
Perfume is your feel good factor as nail varnish is mine, we all have that one treat which lifts our spirits.

Irenadler

Chocolate is what springs to mind for me, but, giving up on the sweet stuff now.... hmmm maybe I should develop a fetish for something healthier?

savingwannabe

After Boris's latest speech I need some but none in house!!!! lol. 

ginnyknit

If the perfume makes you happy then it was a bargain. Longwaytogo I went with the company named after the thing you screw into a light fitting to get light. Im not sure if we are allowed to name companies. You are doing well if your bills have gone down Savingwannabe, thats good going. 

Skint_yet_Again

Have you been working from home SW? Hope all is well 

MovingForwards

Hope you found some chocolate and you're back WFH, not going in.

savingwannabe

Hello ladies, I am working from home for now but will be going in once a week or so. I am trying to go for a 1 hour walk but it have been doing crazy hours so that is not always possible. Currently I'm avoiding chocs and crisps. It has been 10 days and i feel better. I am not sure that i have lost any weight yet.  
Planning to do a food shop/walk later in the week.  Lockdown has helped me to avoid spending on non essentials. I think i have bought my perfume for the year. It is so cold the energy bill is about £4 a day. Next month is saving council tax month whoop whoop. Hurrah i love that time. I will be making a extra savings which i am chuffed about. 

Skint_yet_Again

Glad you are feeling better even if you have not lost weight your body will thank you for eating less junk. 

You have reminded me Feb & March are council tax free months 🤗 I might use the money to redecorate & recarpet my hallway 😁