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The Happiness Fund.
Comments
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Don't kick yourself Swan, I'm only joking - with all you do, you have to factor in treats & one that gives you joy for a year is worth every penny. We all need a boost sometimes (ask me how I know....) and think how virtuous you will feel sticking to your budget!
A bill reduction? Don't knock it, enjoy it!"...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
"Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'
Dog's 'Pot o' Gold' = £23.85
Household maintenance = 0
Prolific Academic = £41.642 -
Lol Thank you so much Ren, I will smell gorgeous even if i am poor. lol. To be honest i am saving more now than i have ever done even when i earned much more so I am pleased. It may not be as much as others but i am still doing my bit.Aiming for a minimal spend 20224
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You're not poor, just have a normal income compared to some people.
Perfume is your feel good factor as nail varnish is mine, we all have that one treat which lifts our spirits.Mortgage started 2020, aiming to clear 31/12/2029.2 -
Chocolate is what springs to mind for me, but, giving up on the sweet stuff now.... hmmm maybe I should develop a fetish for something healthier?"...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
"Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'
Dog's 'Pot o' Gold' = £23.85
Household maintenance = 0
Prolific Academic = £41.641 -
After Boris's latest speech I need some but none in house!!!! lol.Aiming for a minimal spend 20223
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If the perfume makes you happy then it was a bargain. Longwaytogo I went with the company named after the thing you screw into a light fitting to get light. Im not sure if we are allowed to name companies. You are doing well if your bills have gone down Savingwannabe, thats good going.Clearing the junk to travel light
Saving every single penny.
I will get my caravan2 -
Have you been working from home SW? Hope all is well0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Hope you found some chocolate and you're back WFH, not going in.Mortgage started 2020, aiming to clear 31/12/2029.1
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Hello ladies, I am working from home for now but will be going in once a week or so. I am trying to go for a 1 hour walk but it have been doing crazy hours so that is not always possible. Currently I'm avoiding chocs and crisps. It has been 10 days and i feel better. I am not sure that i have lost any weight yet.
Planning to do a food shop/walk later in the week. Lockdown has helped me to avoid spending on non essentials. I think i have bought my perfume for the year. It is so cold the energy bill is about £4 a day. Next month is saving council tax month whoop whoop. Hurrah i love that time. I will be making a extra savings which i am chuffed about.
Aiming for a minimal spend 20224 -
Glad you are feeling better even if you have not lost weight your body will thank you for eating less junk.
You have reminded me Feb & March are council tax free months 🤗 I might use the money to redecorate & recarpet my hallway 😁0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12
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