We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Happiness Fund.
Comments
-
Hiya, does this bin go out to the dustbin and empty itself
I would expect it to at that price
I do agree though it will probably last for years and the cheap ones are a waste of money. I bought a washing up bowl for £1 and it lasted 2 weeks! Glad to hear you are looking after yourself. hugs from here
Clearing the junk to travel light
Saving every single penny.
I will get my caravan2 -
Lol Ginny it seems to hold a tremendous amount of rubbish so i am sure i am saving bags! Hurrah it is the weekend. I have been for one 20 minute walk this week whenever i finished work the rain would be terrible.
I have come to the conclusion that since i had my £100 wage rise last month i have stopped taking moneysaving seriously. Yesterday I saw some bargain picture frames for my mum (£12) then some half price foundation for £75, I really didnt need it and now, I have spent my Christmas savings which is daft. Luckily the seller made a mistake in the numbers for sale and i have had a full refund. Phew. Lesson learned, every penny I save means more savings and more protection from work.
I spent £9 on food today for the week which is fine. I must realise that these bargains aren't necessary. I will be strict with myself from now on.
It has been snowing steadily today.
Aiming for a minimal spend 20220 -
It's normal to have a dip occasionally! Sometimes we just need some time to get back in the right headspace.2
-
Im thanking my lucky stars that i have been given a second chance!!! Back on the wagon and no more buying anything except food. lol. Despite snowing all day v little has settled just a light dusting. I spent all morning in bed the boys are doing a visit to my drive. I checked when after all my bills/credit card go out i have £68 left for food and fun which is fine.Aiming for a minimal spend 20222
-
That's a good amount to last until payday.
It takes willpower and control not to buy things. The feel good factor quickly runs out when realising how much has been spent and how little is in the bank. Set yourself a time that you will think about things before buying and a budget. It breaks the impulse spending wheel.
- Mine is a week of thought, unless I've been thinking about buying something for months already eg new PJs from the supermarket for under £15, a cardigan, ornament or something from the charity shop upto £10, something art deco for the home from the antique shop upto £50 etc.Mortgage started 2020, aiming to clear 31/12/2029.2 -
Glad you got your money a refund. I think it's easy to feel we can treat ourselves when we have extra money but also good to think how that extra money can get us to our goals sooner.
I hope work is starting to calm for you and you are getting some rest.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2 -
Two weeks till payday then i can pay my credit card and all my stress is over. I keep seeing bargain perfumes and ignoring them!!!!! I'm looking forward to a bit of rest next week and some house jobs in my week off. I have £58 left.Aiming for a minimal spend 20223
-
I think you need to stop looking at online shops, avoid the temptation. Find something else to do to pass the time, play cards, do word search, crossword puzzles, adult colouring books, drawing etc.
£58 is plenty!Mortgage started 2020, aiming to clear 31/12/2029.2 -
Keep ignoring them SW
You can do it !!!0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
I plan to ladies thank you, my paper credit card bill has arrived. My stress is gone as i know that i have money to pay it off. Money is tight now with my current job and constant salary cuts.
I do spend plenty of time on the internet in lockdown and it is so easy to waste time, click and buy nonsense. I haven't even looked at the Highway code as i am too tired to concentrate after work.
Im just deciding what to do today housework wise.
Aiming for a minimal spend 20223
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards