The Happiness Fund.

MovingForwards

Find other sites SW.
We pass the time playing cards and doing word puzzles, all free and are probably on your PC as standard.
Go through possessions and see if there's any surplus to requirements.
Have a look through recipe books or look at online recipes.

Use your available time to work out budgets and try and make one stick, even if it takes months of tweaking. Make your income fit your outgoings, with surplus to save.

Do anything other than spending.

longway2go

Stay strong, you got this think how you will feel when it's paid 

ginnyknit

Its hard with the way we are having to live to try and not buy things. We are all struggling and rightly deserve a treat instead of living a life however we are mostly paying the same bills and shopping for normal stuff so maybe allow yourself a tiny treat for a while - a bag of sweets or a cake rather than expensive stuff xx  I have had to stop doing the same and to be honest its not bothering me because seeing my savings rise at the moment means can have a really big treat eventually.

savingwannabe

Thanks to my friends who bought me lots of food i only need to buy fruit and veg for the rest of the month! All is well but it rained today. I have seen all my catch up tv and cleaned out my bathroom. Tomorrow i will do some marking and if the weather is ok maybe have a walk.

savingwannabe

I couldnt do much today I was a bit unwell as forgot to do 2 blood tests as couldnt get  a colleague off the phone. I lost much of the day trying to put it right. I will be more assertive in future. I will catch up on work tomorrow. I am ok now. This month has gone by v fast and we will be paid in less than two weeks, so excited to pay off my card and save more in my xmas fund.

MovingForwards

Just make an excuse up to get someone off the phone next time, you've got to look after yourself.
How's your Christmas fund coming along?

lindsay54v3

Trying to get someone off the phone is a perfect time to use little white lies 'dinner is ready, someone's at the door' etc if feeling  uncomfortable or rude telling someone you need to end the call! I'm terrible for taking medication etc on time but found a free app on my phone called MyTherapy, allows you to set reminders and alarms (for instance if I have to take the same medication twice a day I can set two reminders for it) and check off each dose. Worth a look if you have ios/android, it's done wonders for me  

And can totally relate on spending on things I don't actually need, really wanted to buy some foundation but instead took the time to go check my current makeup and realised I already have 5 different kinds and it helped me say no

savingwannabe

Thanks ladies, sugars were better today and stress is reducing a little. I'm the same Lindsay with foundation and perfume! Babs after i pay my credit card off i will have £65 in my xmas fund! My plan is to top it up  to £200 on payday next week. (Only 7 working days to go!!!). I still have £48 to my name but will need to buy fruit at the weekend.  

MovingForwards

£65 is a great start for Christmas.

That's quite a bit of money to last a week, it will buy plenty of fruit and veg.

Skint_yet_Again

Money is looking good SW 🤗 Glad to hear the stress is reducing and I hope you are getting some rest