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The Happiness Fund.

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Comments

  • He he, me too! And eating.... :D 
    "...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
    "Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'

    Dog's 'Pot o' Gold' = £23.85
    Household maintenance = 0
    Prolific Academic = £41.64
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Lol Ren!!! Good to see you!
    Aiming for a minimal spend 2022
  • Ive been comfort eating junk food. I think it’s an easy option but must get back on to healthy eating. Almost payday SW 😁
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Tonight. I cannot wait for payday. It feels like it has been a looooong month. 
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Hurrah, it is payday,  I'm rich!!!!!
    Only because no direct debits have gone out yet and one from February hasnt gone out yet either!!!
    MSE gave me £25 for switching to a better tarriff for my gas and electric. All being well i am going to save an extra £277 this month as well as my usual £250 but that wont happen again till next year!!! 
    I am shattered just finished some admin. 
    Aiming for a minimal spend 2022
  • Is it one of the water rates direct debits SW? I’ve checked & mine is over 10 months with Feb & March payment free like council tax. 
    Great news about MSE payment & extra savings 🤗 Hope you can get some rest over the weekend 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 27 February 2021 at 10:14AM
    Hello my lovely no it's my electric & gas so i feel rich  but it will all go by Monday!!!! I am going to try to take some time off on Sunday. The sun is shining beautifully here and making me feel relaxed. I feel happy. 

    Aiming for a minimal spend 2022
  • One day our monthly bills will reduce to just utilities, then we will strike gold each payday!
    That's a nice bonus for switching.

    Get some fresh air, sit outside for a bit and feel the energy boost.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • atrixa
    atrixa Posts: 549 Forumite
    Sixth Anniversary 500 Posts Photogenic Name Dropper
    Merry payday! Have a lovely day tomorrow, you deserve it.
  • Glad the sun is shining and you feel happy. We are all quick to identify our negative emotions so its nice to hear someone simply say 'I feel happy' have a lovely day.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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