The £1,000 emergency fund challenge.

[Deleted User]

patman, what a shame that the turf sale fell through:(. Is it something that you can store and sell at some future date, or does it die off if not laid straight away? Good luck with it anyway:beer:


Congratulations on getting a job:T. The money will come in handy in the run up to Christmas;).

Silvertabby

We have TSB current accounts which pay 5% on £2k. Due to drop to 3% on £1.5K from January, but still worth having.

mossy

Good news about the job Patman.

Pay day so put another £30 in the emergency fund.

[Deleted User]

Well, just when everything was going well and I'd been feeling so happy that my £1000 EF had stayed untouched my laptop now seems to be on its last legs:mad:


It was secondhand when I bought it, it was all I could afford at the time when my trusty old desktop finally died, and for the money I paid I didn't expect too much. Had been reasonably reliable for the first 18 months but the battery has totally 'had it' . Need to use it permanently plugged in which is nigh impossible a lot of the time. I don't feel like forking out on a new battery as everything else is playing up too. Although I've done several System restores and other simple DIY fixes it is becoming unusable:mad:. This is probably the first time all week that I've managed a whole, longish post without it freezing or shutting down. I'm not assuming it's miraculously fixed itself but it's nice having it working for an hour or two tonight:j


I need a reliable computer desperately and may have to bite the bullet and buy another asap. Was hoping it would limp along until Black Friday when I might snap up a bargain but it looks like I was over-optimistic. Will obviously spend as little as I can get away with, maybe buy 'used' again. Whatever I get my EF will suffer but its things like this that it's there for after all;)

patman99

CBC, never mind. I bought a new laptop for £300 back in January. As it was a Toshiba, I wisely spent £50 on a 4 year European warranty.

Anyway, job is trundelling along, although it is quite boring just standing around waitig for lorries to arrive.

The EF has taken a hit and is down to £120 as I have txed £500 to y main account to cover my bills whilst my wages start to come in.

[Deleted User]

patman99 wrote: »

CBC, never mind. I bought a new laptop for £300 back in January. As it was a Toshiba, I wisely spent £50 on a 4 year European warranty.

Thanks, patman:)

I was thinking of something just to tide me over until my DMP is paid off in 3 years time and all my money is my own again. I can probably run to £300 ish if I really have to. I'd dearly love a MacBook, many of my friends have them and swear by them (unlike my technology which I don't swear by but swear at). The cost even of a refurbished one is exorbitant in my current financial state though. Plus, my local used computer shops which I'm familiar with and can trust never have Macs:(. It would mean buying online from someone I don't know and I'm too wary of parting with such a lot of money that way now every penny is so precious:eek:. There's always Apple's refurbished department but the last time I looked the pretty basic model I considered was almost £800 and that was a refurbished 2012 model.


Must get something sorted sooner rather than later though.


Glad the job is going OK:T but sorry it's boring. I've had plenty of them in my time;)

swimminginaseaofdebt

Morning everyone,

#193 checking in having reached the £1000 after transferring £185.14 across this morning.

I'm off to do the 3 - 6 month challenge now

Meezel

Hi

#184 checking in..£300:T, hopefully I can save that every month but not holding my breath with Christmas on the way

Hope everyone is OK and doing well? only a short post today Ive got to get back to work! xx

patman99

Well done swimming.
Started to round down my main account as I have wages coming in again. Must get around to updating YNAB as I don't think I have done it for months.

Dobbibill

A quick update from #45 here.

Usual SO went over so new balance is £1250.00 aka 125%.

A big well done to everyone who is continuing to add to theirs and to those who have had to use their EF, don't worry......that's what it's there for.

Off to update my sig now.