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The £1,000 emergency fund challenge.

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Comments

  • Thanks! Found an old account with 3p in so I guess that's where I'm starting from :eek:
    House fund: ~£5000 / £10,000 :D_£1000 emergency fund #208 - £151.74/ 1000 _
  • My EF is back down to £0 after using it for emergency car repairs :( Feeling a bit deflated but determined to get it back up! Will update after payday in 15 days!
    Sealed Pot Challenge No - 492

    £1000 Emergency Fund No - #195
  • mossy
    mossy Posts: 1,263 Forumite
    Part of the Furniture Combo Breaker
    Sorry to hear about your mum Patman.
    Saving for Disney again, oops why book one Disney holiday when you can book two!
    :starmod: Emergency Fund Savings - #148 - £10/£1000 1% :starmod:
    :xmastree:#083 SPC6 £63 - SPC7 £90 - SPC8 £63 - SPC9 £54 - SPC10 £26 - SPC12 £70 :xmastree:
  • amber03
    amber03 Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Just done a small transfer to my EF total now standing at #112 - £405.91 . At the moment it seems like I am only adding small amounts but at least the total is going up and not down.
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Patman sorry job didn't work out. Hope your mother is better.

    My EF stands at 110/1000 really been dipping into it a bit too much lately. Will try and boost it on the run up to xmas.
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Bored
    Bored Posts: 390 Forumite
    Part of the Furniture 100 Posts Name Dropper Debt-free and Proud!
    Due to being paid at irregular intervals I was stuck at £100 for the last few months but I am now happy to report a nice emergency fund of £1500. I'm not sure how long it will stay at that amount since this is the first time I've ever had an emergency fund before! :)

    Well done to everyone else on their progress, and sorry to hear about your mum Patman.
    2023 Mortgage-Free Wannabe #19: £11,675.68/£13,000
    Mortgage Overpayment Total: £22,397.1
  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Been a hectic few days so time for a catch-up.

    Mum is now better, so we will decamp back to mine on Sunday.
    Son has given me his BT WiFi login details so I can access local BT hotspot from mum's house.

    Finally got my benefits sorted out. MrsP. has put in a joint ESA claim and a CA claim as she will now be my mum's primary carer.

    Finally finished demolishing the old shed and building the new plastic one. Used a load of wood from the old shed roof to make a new tailgate for my trailer.

    Managed to smash-up my roofbox when I took my son to see his GP. I had to park in the nearby village carpark and totally forgot about the roofbox as I drove under the 2m height restrictor bar.

    A big bonus is that when checking-out my EF I had more in than I thought.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • Got some money back from overpaid bills at old place - now have #208 £5.93. It's got a long way to go, but has 200x more in it than yesterday!!

    I think when I've cleared the overdraft (soon!) I'll use the save the change feature on my debit card to send money to the EF automatically...
    House fund: ~£5000 / £10,000 :D_£1000 emergency fund #208 - £151.74/ 1000 _
  • #193 checking in to say the EF has gone down to £255 after I had to dip into it to pay my first lot of childminder fees. I will be receiving backdated child benefit and child tax credit soon and will use some of this to replenish my account.
    VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£200
  • Emergency fund now at £399.44/£1000
    February Grocery Budget: £190.75/£350.00
    NST no. NSD 4/15
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