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Working towards being debt free and a new house.

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I'm on the same thread dipdap been doing it for 6 years now it defo motivates you xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    abba1772 wrote: »
    I'm on the same thread dipdap been doing it for 6 years now it defo motivates you xx

    Hey Abba :)
    I did see your name a few posts up from where I asked to join.
    I'll definitely have to behave myself now :D
    Bedtime for me now, night diary :)
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good morning diary.
    Well I've had another LBM this morning and have decided today is the day we stop using that horrible credit card :j
    I've stopped short of destroying it completely as DH uses it to pay for fuel (the only bank account he has access to never has any cash in it :o it's all kept in my current account :o )
    I've decided if he does use it for fuel I will clear the bill at the end of every month which should make it easier for me to add it up with my debt (the bill processes around the 30th of every month anyway so it should be easy to control)
    Found out today I can cash in my bonus ISA in March as the last payment goes in next month :j that's £400 towards our debts :j
    Spent most of yesterday doing housework so am having a lazy day today, am going to try and maximize my online earnings while watching the telly :D
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Well done dipdap,

    Joining the different threads will defo help to keep you motivated :D

    You are truly taking control by not using your CC except for fuel, this will have you monitoring your finances even closer. ;)

    Keep up the good work :T
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • bubbs
    bubbs Posts: 67,802 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well i am here dip after being told off today for not visiting your diary:o:eek:
    Like i said to you today you have done fantastic as have alot of other posters on here, a MASSIVE well done to you all:T:T:T:T
    Wont leave it too long this time dip ;)
    Sealed pot challenge number 003 £350 for 2015, 2016 £400 Actual£345, £400 for 2017 Actual £500:T:T £770 for 2018 £1295 for 2019:j:j spc number 22 £1,457Stopped Smoking 22/01/15:D:D::dance::dance:- 5 st 1 1/2lb :dance::dance:
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good morning diary :)
    Thanx for popping by DB and What took you so long Bubbs! :D
    Had to use that horrible card for some clothes shopping :mad: it turned out DS1 has no clothes despite me asking non stop if anyone needs anything new. Luckily once he's tried most of the stuff on I think half will be going back (order came to a hundred quid :eek:)
    Shopping trip to Primark coming up soon I think :j
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • bubbs
    bubbs Posts: 67,802 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Uhhhh ohhhhhhhh im in trouble:rotfl::rotfl::rotfl:
    Stop sticking the kids in grow bags!:rotfl: You would be worried if they didnt grow
    Sealed pot challenge number 003 £350 for 2015, 2016 £400 Actual£345, £400 for 2017 Actual £500:T:T £770 for 2018 £1295 for 2019:j:j spc number 22 £1,457Stopped Smoking 22/01/15:D:D::dance::dance:- 5 st 1 1/2lb :dance::dance:
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    bubbs wrote: »
    Uhhhh ohhhhhhhh im in trouble:rotfl::rotfl::rotfl:
    Stop sticking the kids in grow bags!:rotfl: You would be worried if they didnt grow

    :rotfl:
    I think one of them must be due to finally stop growing soon!
    I'm just glad at least the sales are on so I can get some bargains.
    I suppose he could have told me when everything was full price :mad:
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good morning diary :)
    Well things are going a little crazy here.
    I'm in the process of changing jobs although there's not much more money involved (I need a change of scenery)
    DH said he is going to keep an eye out for overtime, we could do with the extra ££ to help beat down this debt!
    One of the credit cards comes off 0% around March :(
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Woohoo new page new list :)
    I have achieved nothing off my last one :eek:

    Get a new job (this one should be easy to achieve :rotfl: )
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
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