Working towards being debt free and a new house.

Dobbibill

I just popped in for a quick look around to find you had updated your diary :T

Merry Christmas to you and yours - hope you have a lovely day :xmassign:

dipdap

Hey LionessInWinter, thanx for popping in
The thought of how much we've cleared makes me feel sick sometimes
Hey DB I hope you and your family had a fab Christmas Day

Well I had a look at the credit card bill, found out it's gone over £1,000 :eek: so have paid £600 back off that.
I really hate that card! :mad:
DH said he's not getting a bonus off work this year oh well. Luckily that money was only going to be used to pay off one off one of the 0% balance transfers so it's not the end of the world.

Better get on, happy Boxing Day to you all

dipdap

Hello diary
Thought I'd pop on for my last post of the year
Can't believe it's going to be 2016 :eek: where has this year gone, December has flown by
Here's to 2016, this WILL be the year we get debt free :j :beer: :j
Wishing everyone who reads my diary a happy and healthy (and hopefully financially much better) 2016 :beer:

Dobbibill

Happy New Year to you too dipdap

Looking forward to you DF journey and the finish line in 2016

Here's to good health and happiness :beer:

Dobbi

dipdap

Hey DB, wishing you a fab new year

Well I don't know if we can afford it or not but decided to go out with a bang this year so have paid a massive amount off the credit card


£185 CC 1 (balance is now paid off every month so no interest is accrued)
£2,500 CC 2 0% BT until March 2016
£3,000 CC 3 0% BT until January 2017

Total amount outstanding £5,685

Not that great an amount to end the year with but at least it's stayed below £6k

dipdap

Good morning diary
Happy new year!
I'm not setting any New Years resolutions this year (usually because they never get stuck to!), instead I have a new finance/target diary which I plan on using every day
Every day I will write down all our spending (same as I did the last few years but stopped doing in the middle of 2016 when we moved ) and write myself a to do list every day with a mixture of tasks and targets
Here's to hopefully being debt free in 2016 :j

Dobbibill

dipdap wrote: »

Hey DB, wishing you a fab new year

Well I don't know if we can afford it or not but decided to go out with a bang this year so have paid a massive amount off the credit card


£185 CC 1 (balance is now paid off every month so no interest is accrued)
£2,500 CC 2 0% BT until March 2016
£3,000 CC 3 0% BT until January 2017

Total amount outstanding £5,685

Not that great an amount to end the year with but at least it's stayed below £6k

Thanks dipdap,

Can I just point how very well you've done. Not only is it down to under £6k but you are into single figures too. You've paid off 91% to date. You are now down to 9% left to the finish line.

Excellent way to finish 2015 - You are going to do this in 2016 :A

dipdap

Dobbibill wrote: »

Thanks dipdap,

Can I just point how very well you've done. Not only is it down to under £6k but you are into single figures too. You've paid off 91% to date. You are now down to 9% left to the finish line.

Excellent way to finish 2015 - You are going to do this in 2016 :A

Awwww thanx Hun
I should start taking guesses soon on the date we'll be debt free :rotfl:
We did it for moving house and all family members had a guess on the date. One of the kids won and got a box of roses :T

Oops, I forgot to mention earlier, we counted up the savings pot for the year yesterday. £284 :j :T :eek:

dipdap

Good morning diary
Kids finally back to school today, got the house to myself :j
I've been meaning to pop on for the last few days, just not got round to it
I've signed myself up to a few extra earning websites (I know they're not going to earn me thousands but a few extra pennies to help towards Christmas this year will be welcome )

dipdap

Good evening diary
Enjoying a peaceful evening, DH is out for the evening, all kids tucked up in bed so I've finally sat down for half hour in front of the telly :j
Signed up to the debt free by Xmas thread, should help me keep motivated :j
Have set myself a challenge of making £1,000 for December. It's going well, have cashed in £50 in SB so far. I'm hoping that with the little extra I make that way plus my loyalty vouchers for the year I will go flying over my target :j