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Working towards being debt free and a new house.

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  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good morning diary :)
    Well if it doesn't rain it pours :rotfl:
    The iron has just packed up and I can't find the receipt :mad: I'm sure it's over a year old now so not much I can do about it though :mad: it wasn't a cheap one either, it's one of them fancy shmancy steam generator ones (DH does all the ironing and there's usually lots of it so this kind works well for us).
    Really annoyed as the one we had before this one lasted years and was given to us second hand by a family member, I expected this one to last a bit longer than a year and a half especially when they're nearly a hundred quid to buy :mad:
    One of the kids tablets has gone up the swanny too. Luckily it's an older one the little ones play with, a factory reset hasn't done the trick though so I think that one needs retiring :(

    Sat and did my first run of Christmas present wrapping last night and it looks like I still need to buy a few more bits and bobs for various family members. Got 75% of presents sorted now though so very happy with that and wrapped the kids presents that are already here to hide them from prying eyes :D

    Better sit and do a finance check, I can see today becoming an expensive day :(
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    It's never one thing it goes wrong is it

    I think for something to only last a year that cost a great deal of money is very frustrating xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hey Abba :)
    Well the iron suddenly came back to life, but not sure how long it's going to last :(
    I agree it should definitely last much longer, just gutted I can't find the receipt. I'd use the sale of goods act against the shop if I could :D
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    They say 'buy cheap, buy twice' but when you pay out decent money for something and it still breaks after a short period of time, it's so frustrating :eek:

    You are doing well with Christmas prezzies though. :D
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    dipdap wrote: »
    Hey Abba :)
    Well the iron suddenly came back to life, but not sure how long it's going to last :(
    I agree it should definitely last much longer, just gutted I can't find the receipt. I'd use the sale of goods act against the shop if I could :D

    Did you pay by card is so can you not use your statement for proof of purchase xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hey DB :) I'm dead chuffed with how my shopping is coming along :D
    DH has finally started his shopping, I've asked for a fitbit for Christmas and he has enough vouchers to get me one for free :D :j
    Christmas spending isn't going too badly, I'm really hoping we don't carry any additional debt through into the new year as the credit card that has a BT ending in March is gonna be a killer if it's not cleared off soon :(

    Abba I can't remember how I paid for it or when exactly we bought it (I can just remember the shop) so scouring all the statements has drawn a blank so far :(
    I'm far from giving up yet though :D I shall keep sleuthing!
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I love my Fitbit don't know what I would do without mine xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good morning diary :)
    Had another driving lesson today, I was worrying myself stupid this morning that I'm never going to be able to do it all.
    Lesson went pretty well and I've calmed down a bit now :) funny thing is it's not even my first lesson, I've already had a handful so it shouldn't come as such a shock to me :rotfl:
    Need to sit down with a pen and paper and work out all the outstanding bills for the rest of the year now. Hoping to go into January in a good position financially :)
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    dipdap wrote: »
    Had another driving lesson today, I was worrying myself stupid this morning that I'm never going to be able to do it all.

    keep at it and all that hard work will pay off in the end.

    Once you have passed your test, it is your licence forever and when you look back, you'll be so glad you persevered. :D
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good morning diary :)
    Sneaking in for a quick minute while everyone else is in bed :)
    Hoping to have a shopping day today, need to sort out the last remaining pressies for the kids.
    Why do their wish lists for Santa seem to change every week? I'm sure there wasn't a light sabre on one of them last week!
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
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