Working towards being debt free and a new house.

dipdap

Good morning diary
Pay day tomorrow :j woohoo!
It can't come around quick enough, only bad thing is the money's already spent before it gets into my bank :rotfl:
Total amount owed should easily have dropped below £7k now :j will find out the actual figure tomorrow :j

dipdap

Morning diary payday is here :j
I think I've already managed to send out nearly 3/4 of the money though on bills well at least they're paid for the month

£805 CC 1 (balance is now paid off every month so no interest is accrued)
£2,800 CC 2 0% BT until March 2016
£3,300 CC 3 0% BT until January 2017

Total outstanding £6,905 getting there slowly, nearly at 90% :j

Dobbibill

Well done dipdap :j

Hooray for payday :j everybody loves payday

90% is fab - you will only have single figures left to pay - we will all do the countdown from 10 with you........blast-off will be such a celebration :T

DB

dipdap

Good morning diary
I've been looking at holidays over the weekend. Not sure why as we can't afford one for another few years :rotfl:
It's virtually impossible to get time off in the school holidays so it's not gonna be easy to sort one
Will give us something to hopefully look forward to once all the debts are cleared :j

Dobbibill

Hey dipdap,

Have you considered doing a UK holiday - the $un does holibobs for £9.50.

A holiday doesn't have to be abroad or expensive. I've heard that the voucher codes are posted somewhere here on a thread so you don't even need to buy the newspaper.

My OH won't fly so we have done many a UK holiday when my little one's were growing up, it's all about the memories and the fun factor. The kids loved it and always say about how much they enjoyed that but rarely say about going abroad on a bus, something which we tried one year, trying to make sure they didn't miss out. Caravan holidays are under-rated.

abba1772

I've booked a caravan holiday for next year as next year is hopefully the year we can buy a house and I couldn't justify spending thousands on a holiday when we could have put it towards debt or increased our deposit but kids are happy with that........promised them another holiday abroad once we've bought a house xx

dipdap

Evening diary
Just got in from work so watching bake off on catch up so nobody can spoil it for me (I know they would if I wait till tomorrow! :rotfl: )
Hey DB and Abba we did the Sun holidays a few times in the past, caravan holidays are pretty cool but not quite my kind of thing anymore (I sound such a snob!) but we are planning a small trip in this country for next year where we usually book well in advance and stay in a travelodge near the coast
I was just thinking of saving up for a nice big holiday the kids can look forward to (more than likely to Disney which we've done many times in the past )

dipdap

Good morning diary
I had a day yesterday where all I wanted to do was go out for dinner (bad habit!) and that usually gets expensive
Only money off vouchers I have at the moment are for Maccy Ds so we worked out dinner would cost us £20 there.
Instead we went to the supermarket with our budget of £20 and bought some pizzas, garlic bread and a big dessert gateau and used the money we had left over to buy the kids a little something each and a DVD (cheap couple of quid one) between them :j
I know we still spent the same money as we would have done at Maccys but they spent the evening colouring and playing and the little ones watched the DVD in bed before they went to sleep
On the plus side it was a lot cheaper than a trip to The Hut or TGIs :j
Only downside was the washing up still needed to be done :rotfl:

dipdap

Good morning diary
I've been super busy this last week or so as had family come to stay (it's lovely having a much bigger house we can put them up in :j)
I bought some small notebooks and have drawn up a ledger in them for the older kids (bit like a bank passbook) and offered the kids interest every month for the money they keep written in their book, I'm glad to say the contents of all their wallets and piggy banks went into their books so they could get as much money out of me as possible :rotfl:
Better get on, need to sort my CV and some other bits, didn't get the last 2 jobs I went for but onwards and upwards at least I still have a job

Dobbibill

This is such a good idea to teach older kids the value of money.

Also they do say it's easier to look for work while you are in employment so keep at it