Working towards being debt free and a new house.

dipdap

Hello diary!
Well I've been a bit naughty and neglected you for a couple of weeks
We're still slowly settling in still have a couple of debts to bust (new carpets are expensive!) so my debt busting diary shall carry on for some time yet
I'll be back at some point later in the week with a whole new set of figures

dipdap

Hello diary
I'm still kicking around, just still not had a chance to proper check in
Carpets are finally going down next week :j bad news is they're costing us nearly 4 grand! :mad:
That's for the entire house with some nice posh snazzy flooring for the downstairs (which we could never afford before or would have dreamt of putting in our old house!)
Need to get this debt busting ball rolling again from next month. It looks like there's gonna be a few grand on a couple of credit cards to clear :eek:
Debt free by Christmas, we can do it :j

Dobbibill

dipdap wrote: »

Hello diary
I'm still kicking around, just still not had a chance to proper check in

Guessed you would be busy busy busy - it's always a little manic for the first few weeks but I'm sure it's all coming together for you.

Virtual house warming celebration :beer:

Carpets are finally going down next week :j bad news is they're costing us nearly 4 grand! :mad:
That's for the entire house with some nice posh snazzy flooring for the downstairs (which we could never afford before or would have dreamt of putting in our old house!)

Ouch!!!

Need to get this debt busting ball rolling again from next month. It looks like there's gonna be a few grand on a couple of credit cards to clear :eek:
Debt free by Christmas, we can do it :j

Rooting for you all the way :T
How nice would it be to start 2016 debt free

DB

dipdap

Good morning diary
I've had a new LBM this morning although it's not theworlds biggest one, it's still a wake up call.
We need to clear the help to buy element of our house in under 5 years :eek: or we start earning interest.
I suppose it's a good thing to realise when there's 4 years and 11 months to go
I'm gonna need a whole new set of targets, starting with sticking to debt clearing by the end of 2015 :j

dipdap

Debts for the end of June

£8,755 loan 1
[STRIKE]£0 loan 2[/STRIKE] gone :j
£851 CC 1 balance is now paid off every month so no interest is accrued :j
[STRIKE]£0 CC 2[/STRIKE] gone :j
£3,094 CC 3 0% BT until March next year
£0 CC 4

Total outstanding £12,700

It's actually a lot lower now as we've paid a massive chunk off the remaining loan which should be gone within a month or 2 :j

dipdap

Hello diary
Just a quick visit from me.
Not being very mse at the moment, seem to be spending way to much money and not keeping track of everything very well

dipdap

Hello diary
Just worked out how much debt we still have outstanding :eek:
Looks like we still have about £4k to clear
Good news is all the old debt from before we moved is virtually gone (give or take a few hundred quid)
Now to stop the kids from spending all my money :rotfl:

Dobbibill

dipdap wrote: »

Hello diary
Just worked out how much debt we still have outstanding :eek:
Looks like we still have about £4k to clear

Hey dipdap,

That's a massive achievement - well done :T

You will soon have that gone :T

keep at it :T :T :T :T :T

DB

dipdap

Hello diary
Hey DB, thanx
Looks like it could be about £6k (calculations may be going a bit haywire!) but we won't know until we've paid out for the flooring.
I managed to get nearly everything on my list done :eek: only thing I didn't manage was to earn more SB but I'm still on course for doing £50 a month which is a pretty good amount

dipdap

Woohoo, new page, new list (and it's one that doesn't involve moving!)

- Get debts below £4k

- Earn more SB

- Start learning German again

- Buy new furniture (we've got £150 in gift vouchers towards this)