Working towards being debt free and a new house.

dipdap

Hello diary
Well my new sofa has been delivered and we're halfway through flooring the house now :j
Unfortunately the debts are still giving me a headache
DH is now trying to get some overtime so we can smash these debts as quick as possible, I'm such an impatient person though, I want them gone now!
3 more days to go till payday though, first mortgage payment due soon too :eek: I'll be glad when next month gets going so we can finally settle down, start sorting what bills need paying and get the ball rolling on cashflow for the future months

abba1772

It's always expensive moving house but you will get there xx

Dobbibill

Once things settle into a routine and the monthly expenditure is all calculated, I'm sure you will get a plan going and you will have a target for O/T and other savings to get you debt free.

dipdap

Hello diary
I kept meaning to post but kept getting side tracked
Flooring and carpeting is all done now :j still not received the final invoice from the company though so still waiting to pay :eek:
New month, time to re balance the finances see if we have any money left

Hey Abba and DB, thanx for popping by, hope you are both keeping well
Here's hoping we get to debt free by Christmas (it's a long shot!)

abba1772

dipdap wrote: »

Hello diary
I kept meaning to post but kept getting side tracked
Flooring and carpeting is all done now :j still not received the final invoice from the company though so still waiting to pay :eek:
New month, time to re balance the finances see if we have any money left

Hey Abba and DB, thanx for popping by, hope you are both keeping well
Here's hoping we get to debt free by Christmas (it's a long shot!)

Won't be debt free this XMAS but we will be close aiming to be debt free by June next year xx

dipdap

abba1772 wrote: »

Won't be debt free this XMAS but we will be close aiming to be debt free by June next year xx

:j:T:j
Hey Abba It'll come around before you know it hun :j
I need to find some spare time to have a good read of all the diaries I have subscribed to, yours is on there
Just need to get some spare time to myself (this house is still a mass of boxes that need sorting :rotfl: )

dipdap

Morning diary
Naughty Dipdap! I haven't checked in for a while :eek:
Need to sit down and check the finances today as I've been slacking recently
Will report back later

dipdap

I actually remembered to come back
I've been a bit naughty and skipped the debts for the end of July so I calculated the total debts outstanding for today instead

Debts for mid August

[STRIKE]£0 loan 1[/STRIKE] gone :j (awaiting paperwork)
[STRIKE]£0 loan 2[/STRIKE] gone :j (account is now closed)
£1,741 CC 1 balance is now paid off every month so no interest is accrued
£2,900 CC 2 0% BT until March 2016
£3,500 CC 3 0% BT until January 2017
[STRIKE]£0 CC 4[/STRIKE] gone :j (and account is also now closed)

Total outstanding £8,143 :j

Dobbibill

dipdap wrote: »

I actually remembered to come back
I've been a bit naughty and skipped the debts for the end of July so I calculated the total debts outstanding for today instead

Debts for mid August

[STRIKE]£0 loan 1[/STRIKE] gone :j (awaiting paperwork)
[STRIKE]£0 loan 2[/STRIKE] gone :j (account is now closed)
£1,741 CC 1 balance is now paid off every month so no interest is accrued
£2,900 CC 2 0% BT until March 2016
£3,500 CC 3 0% BT until January 2017
[STRIKE]£0 CC 4[/STRIKE] gone :j (and account is also now closed)

Total outstanding £8,143 :j

That is absolutely fantanstic - well done you

I thought you were hiding from us, so glad you come back to keep us updated on your progress. Massive leaps of progression going on too. :T

Dobbibill

Hey dipdap,

Haven't heard off you for a while so just checking everything is ok

DB