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Working towards being debt free and a new house.

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  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hello diary.
    I've been neglecting you :eek:
    Not much going on here at the moment, still not exchanged contracts on the new house yet (starting to get impatient :rotfl: )
    14 days till DH gets his bonus and only 2 days until the next loan payment :j
    It's all looking good for dropping below the £20k debt mark for the end of the month :j yay!
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Evening diary
    Woohoo, next loan payment is tomorrow :j
    13 days till DH gets his bonus (still no idea how much it will be :( )
    Roll on payday :j
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Afternoon diary :)
    Another loan payment down :j woohoo!
    12 days until payday (and bonus) :j hope it comes around fast
    I for got to say I got my german words all written down (all 233 of them) but not on flashcards. I've put them in a study book for the time being as it was easier to categorise them and colour code them that way :) at least that's one thing done I kept meaning to do :D
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Isn't it nice to have another payment crossed off - hope the loan payments are not going to go on too long for you. I still love your countdown method though.

    Are the flashcard of German words not of things you could dot around the house to learn them easier (maybe if you have the word 'Bathroom' then pop it on the bathroom door) or are they all random words?
    - Just a thought ;)

    Joining you on your countdown to bonus pay :D
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good morning diary :) it's Monday :j
    The car's in for service today so that's gonna cost about £250 :(
    8 days to go till payday and DH gets his bonus :j not long now :j
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good morning diary :)
    5 days till payday :j
    DH has seen the letters about his bonus being sorted and thinks he should have his letter by Monday at least I'll have one days notice to plan where to allocate the money :)

    Plan for today, sit down and sort out remaining money in the bank (have nearly £500 left :eek: sure it belongs somewhere :think: )
    Make yet more cakes
    Try and learn some of my words. DH tested me this week and I'm truly awful :o I can translate German words to English quite well, I just suck at English to German :(
    Do the housework too (that's washing up washing, vacuuming and tidying)

    Is there enough hours in my day today :think:
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning diary :)
    Well yesterday wasn't the busy day I hoped :o
    I spent almost the entire day making cakes, running around after kids and shopping where needed.
    DH got his letter about his bonus and pay rise yesterday. He's getting pretty much what he was paid last March so that makes it a bit easier to budget :) at least I have the weekend to work on figures :)
    Family dinner out tomorrow, it's going to be expensive :(
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning diary :)
    Woohoo, it's payday tomorrow :j
    Credit card spend has slipped a bit this last month :o
    Think we've put over £600 on it so need to get that wiped back off ASAP :eek:
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 30 March 2015 at 9:56AM
    Sat in the kitchen trying to tune out the racket the kids are making (where do they get their energy from at 9am?!)
    Think I'll over haul my signature, I like these % paid off ones better :D
    I'm gonna post my old siggy here so I can refer back and put some of it back on at a later date :)

    [STRIKE]16-04-13 16st 1[/STRIKE] :eek: [STRIKE]04-06-14 12st 11[/STRIKE] :( [STRIKE] 01-03-15 13st 6 [/STRIKE] :o back on the wagon current weight 13 st 3lb (I need a kick up the bum!)
    Debt #4/8 £2277 :( The number that matters to us £92,077/88,500
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Evening diary.
    Just realised I didn't pop on here today :o
    It's payday :j woohoo!
    Bills all paid, not much of DH bonus left :(
    Just got to wait for the 4th to come around so I can pay a chunk off that pesky credit card :mad:
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
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