Working towards being debt free and a new house.
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Morning diary
Woohoo it's only bley Friday and it's payday too!
DH got paid £1 more than I'd calculated :rotfl: but at least his pay was correct
My parents sent me £25 they owed me too which is a bonus :j
Means after all bills are paid I should hopefully have about £40 spare to last over the weekend.
Next target, 4th march so I can pay my credit card bill 5 days to goHistoric Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0 -
Hooray for payday :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
I've given you a :rotfl: for each day you have to wait until C/C bill is paid
extra £1 was nice, much better than being a £1 down
DBI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
Hooray for payday :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
I've given you a :rotfl: for each day you have to wait until C/C bill is paid
extra £1 was nice, much better than being a £1 down
DB
:rotfl: funny thing is DH got paid loads but it's all already been accounted for, so it feels like a bit of an anti climax
I suppose I should say 4 days to go now but seeings as I'm at work and haven't been to bed yet it's not really
Best thing about working weekends is it passes in a bit of a blur and next thing I know it's Monday :jHistoric Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0 -
Morning diary
It's Monday :j at least the weekend went quickly for me
Better get online and start paying some bills. I forgot the storage unit needs to be paid by tomorrow :eek:
Payment covers 28 days so this month is a 2 payment month :mad:Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0 -
£9,575 loan 1
£4,846 loan 2
£2,256 CC 1
£860 CC 2
£3,488 CC 3
£172 CC 4
Total outstanding £21,197
CC 4 doesn't really count as that one is wiped off every month now, it was only used for emergency shopping online (the physical card is in 2 pieces :rotfl: )
It should be back to zero at the end of this month
Hoping to get the debt down below £20k by the end of this month :j
29 days till DH gets his bonus :jHistoric Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0 -
£9,575 loan 1
£4,846 loan 2
£2,256 CC 1
£860 CC 2
£3,488 CC 3
£172 CC 4
Total outstanding £21,197
CC 4 doesn't really count as that one is wiped off every month now, it was only used for emergency shopping online (the physical card is in 2 pieces :rotfl: )
It should be back to zero at the end of this month
Hoping to get the debt down below £20k by the end of this month :j
29 days till DH gets his bonus :j
I reckon CC2 will be wiped out very soon :T not much outstanding on that one
Keep us updated with your successI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
I reckon CC2 will be wiped out very soon :T not much outstanding on that one
Keep us updated with your success
Hey DB
It would be if the 0% on CC 1 didn't finish first
It's a heck of a push but I'm hoping to have CC 1 cleared off by the end of next month :eek:
At least once the first ones gone the second one won't be far behind :j
Ultimate challenge, clear all 3 before we move :jHistoric Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0 -
I'm still rooting for you, whichever order you do them in.
It may be a push but sometimes we have to push ourselves, sometimes out of our comfort zone too, to achieve our goals. You are doing really well and you should be so proud of yourself.
Here I go cheering you on from the sidelines :T :T :T
DBI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
Thanx Hun
I think I'm gonna have to post on here more often (even though most of it will be gibberish)
Really need to stay focused and keep motivated, we spent over £50 on grocery shopping at the weekend (went shopping without a list :mad: ) and I haven't done meal plans for a while.
I'm slackingHistoric Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0 -
Ooooh new page, new list
I do like a good to do list!
- Get debts below £20k (we can do this this month, I know we can:D )
- Close one of my credit cards (not sure this will happen for a while but keeping it here to remind me )
- Work out exactly how much we need to shell out on completion
- Practice my German more (I've been slacking at this for ages, really need a kick up the bum!)
- Lose some weight (I did so well, but it's creeping back up again now :eek: )Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0
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