Working towards being debt free and a new house.

kindofagilr

dipdap wrote: »

Groceries, I really need to sort this one out as I never do a full weekly shop (can't drive) and tend to grab stuff almost every day

Time to myself tonight as DH is away with work, I may have to write up a shopping list for the weekend :eek: might have to give this meal planning thing a go :j

Hi, ive only just come across your diary, so I am reading it from the start, well done on getting your figure down so far already that's amazing going

With regards to groceries, I don't drive either and I used to pop to the shops three or four times a week and never did a meal plan, we used to spend £80 a week easy doing that (there me, OH, DS who is 4 and DD who is 1) then I got sick of wasting so much money, now I get online deliveries, asda do £1 delivery slots which I use, now every week I do a meal plan and then write a shopping list from that plan and order it online, we only spend £40-£45 a week now (that's for all food, toiletries, nappies etc)

You've prob already thought of that but thought I would mention it just in case xx

Edited to add, just saw further into your diary that you have done online shopping, silly me, should read the whole thread first but my memory is shocking and I wanted to reply to thst comment when I first read it lol xx

dipdap

Hi kindofagilr :wave:
Thanx for reading
I've never done a home delivery I get DH to go to the store to pick up my shopping I've ordered when he's over that way it's much easier as there never seems a convenient time for us to book a delivery (and I begrudge paying for it!)
Just gonna pop over and read your diary

Dobbibill

dipdap wrote: »

Hi kindofagilr :wave:
Thanx for reading
I've never done a home delivery I get DH to go to the store to pick up my shopping I've ordered when he's over that way it's much easier as there never seems a convenient time for us to book a delivery (and I begrudge paying for it!)
Just gonna pop over and read your diary

I agree, I begrudge it too but have invested in a monthly/3 monthly delivery pass, this way I get a Sunday delivery (the timeslot I choose normally costs about £5.50) for approx £1 or less. This more than covers the savings I've made by not going in store and picking this or that up on top. Also I like that if they have to make a replacement occasionally I have got a bigger/better portion/brand for the same price as they are the ones doing the replacing. Can be quite beneficial long term.

DB

dipdap

Hey DB
On a Sunday DH drops one of the kids off at one of their clubs next door to the supermarket so that's why he grabs my shopping for me (I wouldn't let him lose on the supermarket to buy it himself, who knows what I'd end up with :rotfl: )
I find it easier that way as he also puts it all away when he gets home and I can sit with my feet up and watch him do it
I may invest in a delivery saver when we move, but need to work out cost as I don't always do a weekly shop online, it depends if I'm working all weekend and when payday is

dipdap

Good morning diary
Had a quick count of our shiny coin pot. We have £76 saved :j although may have to cash it in at the end of the month
Should be almost an NSD today (have to pay for out of school club) as don't need any shopping
50 days till DH gets his bonus :j

dipdap

Morning diary
I slipped up a little last night popped out shopping for some cereal (I'd even asked DH if he had enough when I did my last shop :mad: ) and grabbed a little birthday pressie to put away in my present cupboard
Need to buy bread and probably milk today or tomorrow, I can't believe we go through 8 loaves a week :eek:

abba1772

That's a lot of bread lol xx

dipdap

Hello diary, I've been neglecting you :eek:
Hey Abba, 8 loaves of bread really doesn't stretch that far when everybody eats toast and sandwiches (when I'm sat at home I usually have a couple for lunch )
Extras for the house so far total up to about £1,500 :eek: for dishwasher, washer, hob, couple of towel rails and a couple of extra sockets.
Just trying to work out what belongs on the 'what looks nice and isn't a necessity' list vs the 'what looks nice and would cost us more to do later on' list.
Halfway through the month and we've squeezed the spending budget in a bit, hopefully by the end of the month we won't be in the overdraft :j

dipdap

Morning diary.
I'm looking at fridge freezers (I am so not paying nearly £700 just to get one that's integrated), so having nosey at ao. Never used them before but they seem to be highly recommended by people
Found a nice snazzy stainless steel one for about £500 (seems a bit pricey really ) but luckily I don't need to buy one for months yet
I do love window shopping

dipdap

DH won an award at work of £150 in high street gift vouchers :j
Now debating what to spend them on
We could have a meal out to celebrate our wedding anniversary, he could buy me a replacement engagement ring (this is the third one I've managed to wear out already! I tend to have cheap ones as I'm worried about losing expensive jewellery) or we could put them towards bits for the new house.
I've seen a new ring I like for only £20 so that may be an option :j
42 days to go till DH gets his bonus (forgot about that :j ) means we can clear a bit chunk off our debts :j