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Working towards being debt free and a new house.

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  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hello diary :)
    Happy easter :D

    DB I hope we're debt free for a very long time once we move :D hopefully the massive change to our way of thinking and lifestyle over such a sustained amount of time should do the trick :)
    Debtfreewannabe321 good luck with your house moving quest :) we've been on ours for years :o and the house were finally going to has been a 2 1/2 year journey, you'll get there in the end :)
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Happy Easter dipdap :D
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Happy Easter DB :)
    Hope everyone who reads my diary isn't sick of choccy yet :D
    I'll just leave a plate of creme eggs here for you all to help yourselves :D
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • lubava
    lubava Posts: 191 Forumite
    Happy Easter Dipdap! What a journey. I've read your whole diary in the last couple of days and I'm in a awe of you. Amazing achievement. I have subscribed and congrats on exchanging contracts on the house. Exciting things to come. I will be lurking on your journey if you don't mind. ☺
    Sainsburys Loan - £6945, Car - £5116, Barclaycard - £13499.99; Sant.Zero card - £500; Tesco card - £716.79; Argos - £116.88
    This my and DH debts together. Correct as of 30/03/14.
    LBM - 23/08/13. Total debts then - 30K.
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hey Lubava, thanx for reading :)
    Well we popped out today to have a look at some houses (bad habit I know! :o )
    Most of the ones we liked were 'only if we win the lottery' houses :rotfl: but it's nice to dream :)
    Loan payment tomorrow :) debts will finally be below £20k :eek: :j
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning diary :)
    Had a couple of days away, took the kids to see family on the train and they had a great time :) whole thing cost us about £40, very mse :money: :j
    Debts below £20k now, but won't know totals till the end of the month.
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I love that it was a very MSE trip :D

    Well done on getting those debts below £20k - I am excited to see the actual figure when you do those calculations at the end of the month. :T :T :T

    DB
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanx DB :)
    I do calculations every few days :o so usually know to the £ what we owe :o
    Expected debt for the end of the month could be down near £19k :eek:
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Afternoon diary :)
    Lovely weather outside today, wish we'd moved already so we could enjoy our new garden :)
    Next loan payment is due in 9 days :j
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good evening diary :)
    6 days till the next loan payment :j
    Went to look at some houses today (I know, bad habit :o) kids were driving me spare so I took them out the house for a while :D
    Impatient children, they want their new bedrooms already :rotfl:
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
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