Working towards being debt free and a new house.

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  • dipdap
    dipdap Posts: 6,181 Forumite
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    Morning diary :)
    Hey DB :)
    Been working all weekend (boo!) but on the plus side it means I spend less :D
    Lots of housework to do today, looks like a bombs gone off here but the boxes sitting around everywhere probably don't help :rotfl:
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
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    Good morning diary :)
    Having a huge tidy and throw out today, unfortunately packing isn't going to well :o Too much stuff and not enough room :rotfl:
    Been filling in surveys and watching videos non stop for a week or so now and have clocked up a fair few SB. Unfortunately I've realised the airmiles I have and am currently acruing are probably enough to get me to Eastbourne and back again :mad: so I'm debating hitting that idea on the head, we worked out we'd need over 600,000 airmiles to get us all to Disney world and i have about 10,000 so far :rotfl: the rate i'm going we'll have enough to get there when I'm 90 :D
    Debt wise things are going OK, I'm kind of defalted they're not going as well as I'd hoped :( clothes, school fees, travel costs and various other things all seem to be adding up :( I've no idea how the debt busting forecast looks for the end of the month, I don't want to depress myself further by speculating.
    On the plus side, I've barely used my overdraft this month :j (used it for 2 days) and haven't used a credit card since the end of last month (although that will change next week as I need to order a new fridge)
    Roll on pay day! :D
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
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    Good afternoon diary :)
    We doubled the size of our storage unit this weekend, wonder how long it will take us to fill it :D
    Already sent 3 cars full of stuff and the house is still looking cluttered :mad:
    It's gonna be no end of fun taking it all back out again after we've moved :rotfl:
    Still no exact date for moving yet, the later the better for us :) I'm hoping we get £1,000 back after we've paid off all debts after we've moved, but that's a whole new challenge :)
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
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    Morning diary :)
    I finally ordered my new fridge :j managed to get it for half price in the end, very mse :money:
    Unfortunately the credit card has taken a massive hit as the parking permit needed renewing and the storage unit was paid for at the weekend.
    Oh well, at least we haven't got to shell out on these things when we move.
    Just need to find the money to pay the bill by the middle of next month now :)
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
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    Just logged on to the credit card account and the balance is at £900 :eek:
    Statement cycle runs mid month so I now have to find £900 by the middle of next month if I don't want to accrue interest.
    It's gonna be a tight month :(
    Oh well, it's a challenge I suppose :j
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
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    Good morning my poor neglected diary :eek:
    Little one has chickenpox at the moment and I'm still working way to hard so it's been virtually impossible to get on here :(
    Meeting tomorrow with the builder, hopefully we get a rough idea of when we're moving :j
    Payday tomorrow, fingers crossed I can make headway with this stupidly high credit card bill :mad: not logged on yet to see the full extent of it, suppose that's my first task for today :(
    Hope the weather improves by lunchtime or my washing will never dry :D
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
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    Hope the CC isn't too bad :)
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • dipdap
    dipdap Posts: 6,181 Forumite
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    Hope the CC isn't too bad :)

    It's £905 :eek:
    It could be worse, it could be in 4 figures :rotfl:
    It shouldn't be too hard to clear, I have 0% balance transfer available to me as well if I need it, but that's just delaying paying it so want to avoid that.
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Fingers crossed you're not waiting to long to move............you'll have that credit card down in no time at all xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • dipdap
    dipdap Posts: 6,181 Forumite
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    Good morning diary :)
    New month, new attempt at posting on here more often :D
    Well I managed to pay £305 off the credit card debt so far and think I've found another £300 to take another chunk off, hopefully I'll find the rest in time :)
    SB has so far turned out to be much better than I expected, I've done £35 so far and been on it for just under a month :j at this rate I'll smash my target for Xmas shopping :j
    Packing's going ok so far but probably not quick enough, they think we'll be in our new house by the end of the month :)
    Better do a calculation on total debts owed, will be good to see it below £20k :j
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
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