Working towards being debt free and a new house.

dipdap

Morning diary
Feeling positive today :j
Need to get back to meal planning, it went downhill when the fridge freezer packed up
Need to sort my spreadsheet for the month too as not started one yet :eek:
Targeting £19k debt by the end of the month, let's see how close we can get :j

dipdap

Evening diary.
Late night check in for me
Just logged on to check a credit card balance and hadn't realised we'd spent £250 on that card.
I knew a few things had gone on it, just hadn't realise it totalled up that much
So much for my £19k target, I'll be lucky if I get much below £20k.
Oh well I do like a challenge :rotfl:

dipdap

Good morning diary
It's time for me to sit down and work out what money needs to go where as it seems I have bills coming out of my ears :mad:
So my to do list for today

Vacuum house
Tidy kitchen
Tidy lounge
Do washing up
Sort washing
Sort ironing
Sort anything money related

It'd be so much easier if the kids weren't here under my feet :rotfl:

dipdap

Morning diary.
Very busy weekend here but now it's Monday and the next loan payment is here :j
Lots of bills to pay, noticed an email from TV licensing (which I pay yearly) so that's due before the end of the month hadn't budgeted for that
The end of the month is coming around really quickly :eek:

dipdap

Morning diary
Well the month is nearly over they go so fast (I feel so old!)
Hopefully everyone all unexpected bills have now been and gone, although it's left me with no money to pay anything extra off my credit card
On the plus side I'll be happy that we're (hopefully) below £20k. Don't think we'll get very close to £19k but that can be a target for next month

Lots of housework for today
Oh and need to write my CV! Still not done it yet

dipdap

Good morning diary
Well it's been a busy week (I work too hard!)
Pay day has finally rolled around :j not that there will be much of it left over by the end of today :rotfl:

dipdap

Morni diary
Feeling enthusiastic today :j
My spreadsheet went to pot last month and barely got off the ground
Need to keep on top of it this month
Have cashed in some savings as need to buy a new fridge freezer before we move (leaving the old one behind for the next people, it's over 10 years old and still running :eek: but on it's last legs :rotfl: ), going to treat myself to a really nice one
Started over paying the council tax as we're moving to a higher band, should be less of a shock when we move
Hopefully we move next month :j

dipdap

Sat and worked out the outstanding debts for the month.

£9,173 loan 1
£4,200 loan 2
£2,2003 CC 1
£800 CC 2
£3,300 CC 3
£570 CC 4

Total outstanding £20,046

On paper it looks like we didn't get below £20k but I know we did and if I changed the figures to today it would be below £20k.
I forgot to send £100 to CC3 yesterday (have sent it today) so I'm not upset that the figure is still over £20k as it's just a technicality :rotfl:
It means the drop this month will be huge and we should easily smash through the £19k mark by the end of the month :j
CC4 is paid off in full every month (statement due mid month) so fingers crossed will be zero by the end of May

dipdap

Good morning diary
Can't believe it's been a week since I popped on here :eek:
Well I've had a busy week, done some number crunching and our total debts may plummet by about £2k this month, so after a not great drop last month this month could be brilliant :j
I've set myself some new ongoing challenges I have an air miles type account and am now doing surveys to try and clock up some extra miles to pay (or part pay) towards a holiday for us as a family (haven't been away since 2012) and have also signed up to SB with the hope of clocking up enough amazon vouchers to pay for Xmas :j
It's hard work but I hope to have done my first fiver by the end of this weekend would be fab to get too £100 by Xmas (probably won't happen but it's a target )
Will soon be on the countdown to moving, things are going well, looking like it could be the end of next month

Dobbibill

dipdap wrote: »

Good morning diary
Can't believe it's been a week since I popped on here :eek:
Well I've had a busy week, done some number crunching and our total debts may plummet by about £2k this month, so after a not great drop last month this month could be brilliant :j

:T :T :T :T :T

It's hard work but I hope to have done my first fiver by the end of this weekend would be fab to get too £100 by Xmas (probably won't happen but it's a target )

It's good to have a target/goal. Good luck with that goal, I'm sure you will do your utmost to reach it.

Will soon be on the countdown to moving, things are going well, looking like it could be the end of next month

That will come around in no time at all. New home, fresh start, memories to be made :j

keep updating us when you can, in between all the packing, planning, chaos

DB