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Working towards being debt free and a new house.

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  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning diary :)
    Didn't get a chance to pop on yesterday :o
    Here's my spending for Tuesday...

    £0.29 on a card
    £0.99 on a brolly
    £5.00 on a school trip
    £1.90 on eating out
    £3.94 on ciggys
    £8.09 on groceries

    Total spend for the day = £20.21
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • Dobbibill
    Dobbibill Posts: 4,193 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I'm sure you've updated your signature! Wasn't that £3k something a few days ago or am imagining it?
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Just read your diary you're doing amazingly well keep it up

    **subscribed**

    Xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Dobbibill wrote: »
    I'm sure you've updated your signature! Wasn't that £3k something a few days ago or am imagining it?

    You're not imagining it (it was £3,300) but it's a bit of figure manipulating really :o
    I was offered a 12 month 0% bt by one of my empty cards (not the one that only lets me transfer from cards in my name) but it only has a 1k limit so we transferred about £900 across (hence it going from 3/7 debts to 3/8) and then paid a couple of hundred quid off it too as we had some left over on pay day :j
    The bt rate on the card mentioned in my signature ends 28th December, really hoping it's zero by then :j
    I'll draw up a list of what we owe again at the end of the month (payday :j )
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    abba1772 wrote: »
    Just read your diary you're doing amazingly well keep it up

    **subscribed**

    Xx

    Thanx for reading Hun :)
    It's really hard to get on and keep it updated but I'm still full over enthusiasm :j
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Better jot down my spending for yesterday :)

    £2.40 on eating out (work lunch with colleagues I don't see very often)
    £6.69 on groceries

    Total spend for the day £9.09


    The months about to get expensive :( need to pay childcare fees, I'm treating myself to a new hairdo (not had it done in a year) and we've got a family dinner out which won't be cheap either :(
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    dipdap wrote: »
    Thanx for reading Hun :)
    It's really hard to get on and keep it updated but I'm still full over enthusiasm :j

    I've had my diary on here for 4 years now :rotfl: and I'm now on a mission to post every day as we are saving up for a deposit for a house as sick of renting now xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 13 November 2014 at 2:24PM
    abba1772 wrote: »
    I've had my diary on here for 4 years now :rotfl: and I'm now on a mission to post every day as we are saving up for a deposit for a house as sick of renting now xx

    If I'd been here and put a diary on when we had our LBM I'd have been here about 4 years by now :o
    I've popped over and subscribed to your diary :T

    Going to have a quick count of our shiny coin pot and money box, this is our house reservation fee box :) am hoping there's a hundred quid between the 2 :)

    Edit: £18.24 in the money box and £113.31 in the shiny coin box :eek:
    Total of £131.55 :j
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • Dobbibill
    Dobbibill Posts: 4,193 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    dipdap wrote: »
    You're not imagining it (it was £3,300) but it's a bit of figure manipulating really :o
    I was offered a 12 month 0% bt by one of my empty cards (not the one that only lets me transfer from cards in my name) but it only has a 1k limit so we transferred about £900 across (hence it going from 3/7 debts to 3/8) and then paid a couple of hundred quid off it too as we had some left over on pay day :j
    The bt rate on the card mentioned in my signature ends 28th December, really hoping it's zero by then :j
    I'll draw up a list of what we owe again at the end of the month (payday :j )

    Well my attention to detail was on the ball there lol :rotfl: :rotfl:

    even though it's figure manipulating, it is still a success and that deserves a clap :T :T :T 0% = good news (at least payments to that will be off the debt not the interest)

    keep at it dipdap, your getting there :money:

    DB
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 16 December 2014 at 10:46AM
    Morning diary :)

    Oooooh new page!
    Needs a new to do list (didn't get very far with the last one :o )

    Finish painting everywhere but the kitchen
    Finish flooring the hallway
    Gloss and refit hallway and lounge skirting boards
    [STRIKE]Finish skimming kitchen ceiling[/STRIKE] well I got that one done!
    Finish painting bathroom
    Tidy storage unit
    [STRIKE]Trade in all old computer games[/STRIKE] :j done
    Sort my work folder
    Organise my coupon folder
    [STRIKE]Do sweet Sundays codes closing date 19th[/STRIKE] done

    Should keep me going for a while :D
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
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