We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Working towards being debt free and a new house.
Options
Comments
-
Morning diary
Didn't get a chance to pop on yesterday
Here's my spending for Tuesday...
£0.29 on a card
£0.99 on a brolly
£5.00 on a school trip
£1.90 on eating out
£3.94 on ciggys
£8.09 on groceries
Total spend for the day = £20.21Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0 -
I'm sure you've updated your signature! Wasn't that £3k something a few days ago or am imagining it?I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
Just read your diary you're doing amazingly well keep it up
**subscribed**
XxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
I'm sure you've updated your signature! Wasn't that £3k something a few days ago or am imagining it?
You're not imagining it (it was £3,300) but it's a bit of figure manipulating really
I was offered a 12 month 0% bt by one of my empty cards (not the one that only lets me transfer from cards in my name) but it only has a 1k limit so we transferred about £900 across (hence it going from 3/7 debts to 3/8) and then paid a couple of hundred quid off it too as we had some left over on pay day :j
The bt rate on the card mentioned in my signature ends 28th December, really hoping it's zero by then :j
I'll draw up a list of what we owe again at the end of the month (payday :j )Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0 -
Just read your diary you're doing amazingly well keep it up
**subscribed**
Xx
Thanx for reading Hun
It's really hard to get on and keep it updated but I'm still full over enthusiasm :jHistoric Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0 -
Better jot down my spending for yesterday
£2.40 on eating out (work lunch with colleagues I don't see very often)
£6.69 on groceries
Total spend for the day £9.09
The months about to get expensiveneed to pay childcare fees, I'm treating myself to a new hairdo (not had it done in a year) and we've got a family dinner out which won't be cheap either
Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0 -
Thanx for reading Hun
It's really hard to get on and keep it updated but I'm still full over enthusiasm :j
I've had my diary on here for 4 years now :rotfl: and I'm now on a mission to post every day as we are saving up for a deposit for a house as sick of renting now xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
I've had my diary on here for 4 years now :rotfl: and I'm now on a mission to post every day as we are saving up for a deposit for a house as sick of renting now xx
If I'd been here and put a diary on when we had our LBM I'd have been here about 4 years by now
I've popped over and subscribed to your diary :T
Going to have a quick count of our shiny coin pot and money box, this is our house reservation fee boxam hoping there's a hundred quid between the 2
Edit: £18.24 in the money box and £113.31 in the shiny coin box :eek:
Total of £131.55 :jHistoric Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0 -
You're not imagining it (it was £3,300) but it's a bit of figure manipulating really
I was offered a 12 month 0% bt by one of my empty cards (not the one that only lets me transfer from cards in my name) but it only has a 1k limit so we transferred about £900 across (hence it going from 3/7 debts to 3/8) and then paid a couple of hundred quid off it too as we had some left over on pay day :j
The bt rate on the card mentioned in my signature ends 28th December, really hoping it's zero by then :j
I'll draw up a list of what we owe again at the end of the month (payday :j )
Well my attention to detail was on the ball there lol :rotfl: :rotfl:
even though it's figure manipulating, it is still a success and that deserves a clap :T :T :T 0% = good news (at least payments to that will be off the debt not the interest)
keep at it dipdap, your getting there :money:
DBI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
Morning diary
Oooooh new page!
Needs a new to do list (didn't get very far with the last one)
Finish painting everywhere but the kitchen
Finish flooring the hallway
Gloss and refit hallway and lounge skirting boards
[STRIKE]Finish skimming kitchen ceiling[/STRIKE] well I got that one done!
Finish painting bathroom
Tidy storage unit
[STRIKE]Trade in all old computer games[/STRIKE] :j done
Sort my work folder
Organise my coupon folder
[STRIKE]Do sweet Sundays codes closing date 19th[/STRIKE] done
Should keep me going for a whileHistoric Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards