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Working towards being debt free and a new house.
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Hi DB
thanx for dropping in
Works been hectic, the diy has taken a bit of a back seat for this last week (I'm a part time worker and think I've done 50 hours in the last week :eek: )
Gonna sit down and do my figures now, will work out spending up to today and hopefully have a breakdown for last month to see exactly where all the money went Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0 -
Right spending for the start of the month is as follows
Saturday 1st
£15.75 on clothing
£8.00 on kitchen utensils
£13.56 on groceries
£5.00 on dance
£3.94 on ciggys
Total spend = £48.25
Sunday 2nd
£3.00 on basketball
£2.98 on eating out
£2.57 on groceries
Total spend = £9.55
Monday 3rd
£3.94 on ciggys
£25.61 on groceries
£1.90 on eating out
Total spend = £31.44
Tuesday 4th
NSD :eek: I know!!
Wednesday 5th
£5.00 on gifts (christmas pressies for the kids and family)
£3.94 on ciggys
£1.80 on groceries
Total spend = £10.74
Thursday 6th
£35.05 on fuel
£13.00 on dance
£15.53 on groceries
Total spend = £63.58
Friday 7th
£112 on storage (unit fees for 4 weeks, not very MSE I know
)
£32.09 on groceries (includes wine and beer
)
£3.94 on ciggys.
£4.00 on a new set of headphones
Total spend = £152.03
And that brings me up to date :j
Hopefully this week I'll be better at posting my spending Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0 -
Breakdown of spending for the last month
£285.25 on Groceries (mainly food but includes toiletries)
£97.50 on Dance
£22.25 on Haircuts
£9.00 on Basketball
£21.14 on Home items (flasks, school bag, etc)
£59.51 on Ciggys
£122.60 on Clothes (:eek: this is abnormally high)
£311.04 on DIY (this is an anomoly, usually it's negligable)
£13.00 on Travel
£127.25 on Fuel
£33.02 on Eating out (includes work & school dinners)
£44.30 on Entertainment (games for the kids, anti virus)
£25.80 on Presents
Total spend for the month (I can hear the drum roll in my head!)
£1171.66
I'm not sure if it's good or bad :think: and obviously doesn't include direct debits and any bills. I'll jot those down in a bit Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0 -
Breakdown for D/Ds and other payments
£22.73 Overdraft interest (2 months worth of payments came out in Oct)
£540.15 Mortgage
£359.69 Loan 1
£231.34 Loan 2
£364.23 CC 1 (includes large overpayment)
£81.00 CC 2
£200.00 CC 3
£100.94 Sky
£23.44 Mobiles
£77.25 Utilities
£60.00 Water
£40.92 Life insurance (I know this is high, will be updating when we move)
£38.82 Car insurance
£100.00 Council tax
£16.00 Lottery
Total for DDs and payments = £2256.51Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0 -
Good evening diary
I forgot to jot down my spending for yesterday
£5.00 on dance
£24.32 on groceries
£9.99 on Xmas pressies (computer games)
Total spend for the day = £39.31Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0 -
Now the spending for today
£3.00 on basketball
£2.10 on groceries
£3.94 on ciggys
Total spend for today = £9.04Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0 -
Good morning diary
I do not need to go shopping, I do not need to go shopping, I do not need to go shopping.
Aaaaah that feels better
Plan for today, lots of housework and maybe have another go at skimming my ceiling if I get a chance Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0 -
have a good day - housework is much more therapeutic than shopping anyway :rotfl: :rotfl: :rotfl: :rotfl:
good luck skimming the ceiling
DBI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
Hey DB :wave:
I don't think I've ever known housework to be therapeutic :rotfl:
Balanced off the bank accounts and money remaining till payday for groceries, fuel etc is £647 :j
Am hoping to have a small chunk at the end of the month to knock this pesky credit card down some more Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0 -
Good morning diary
Spending for yesterday....
£3.80 on Xmas gifts
£4.50 on Dance
£0.93 on DIY
£2.00 on groceries
Total spend for the day = £11.23Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0
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