Working towards being debt free and a new house.

dipdap

Right better get on with writing these lists.
Had a friend come visit yesterday for a cuppa, she was so happy telling us they have just had their debt free day :j
I am so happy for them :j
I know it can be done, ours will come around eventually

banwa

I LOVE hearing about debt free success stories. How much did they pay back and over how long if its not too nosy?

dipdap

banwa wrote: »

I LOVE hearing about debt free success stories. How much did they pay back and over how long if its not too nosy?

Hi Banwa
I think it was in the region of 30k and has taken them about 4-5 years (I don't know exact figures).
They had a dmp.
I'm so very proud of them they're now working out what to do with the spare cash they will have every month :T

Dobbibill

You are right to be proud of them as they should be of themselves, that's a brilliant achievement. Bet their emergency and holiday fund will now increase very nicely.

Your own DFD will come round before you know it and you will have it all down in your diary to reflect back on......the challenges, the successes & feelings so keep at it, you are doing so well!!

DB

dipdap

Thanx DB
I know my DFD will be her one day, it's still a long way off yet
Better jot down yesterday's spend

£8.00 on dancing
£2.23 on sweets for the kids (little treat)

Total spend for the day = £10.23

dipdap

Boo! The weekend is nearly over

£3.00 on basketball
£41.97 on groceries
£8.10 on Xmas pressies
£7.00 on diy
£3.94 on ciggys

Total spend for the day = £64.01 :eek:

mpjames1989

Hi Dipdap, been reading through your diary and it is very good. Keep on feeling motivated and you will get the results you want!

One thing I could mention, which may help your finances and your OH health in the long run, have you considered an E-Cig? The outlay for one of these is £20, and £4.95 for a refill every couple of weeks. It has reduced my cost of smoking greatly! Plus, I can smoke it indoors when the weather is horrid!

dipdap

Hi mpjames thanx for reading my diary.
I think he has considered ecigs and the jury is probably still out. I'm not going to force him into deciding, hopefully one day he will stop though
I think he may think I was trying to prove a point after I bought him value coffee when we ran out this weekend :rotfl: payday has now come around so one of the first things I did today was to nip out and buy him some proper coffee (he does love that little coffee machine )
Had a mammoth spend day today :eek: better jot it all down (I'm gonna review all my spending figures in the morning as I think the last few days may not have been entirely accurate )

£125.79 on diy (new flooring for my kitchen ( :eek: and :j as we got it for well below the amount I budgeted ))
£15 on a new coat for one of the kids (all kids have coats now )
£0.70 on a gift
£4.50 on dancing
£9.46 on food shopping (bread, fizzy pop, coffee, yogurts)
£6.80 on diy (exterior paint)
£1.90 on eating out
£40.36 on fuel

Total spent today = £204.51

Will finish this when I get up in the morning
Goodnight diary

dipdap

Good evening diary
Been a busy day today, I've spent half of it with a paintbrush in my hand

£3.94 on ciggys
£3.40 on eating out
£5.50 on a haircut
£4.49 on diy bits
£1.95 on groceries

Total spend for the day = £19.28

dipdap

Good morning diary, just noticed I haven't worked out my overall spend for the 3rd week of this month (ooh and the 4th week).
This month really is going too quick.
I think we were optimistic when we thought we'd have the house on the market in September :rotfl: