Working towards being debt free and a new house.

dipdap

Morning diary.
Just popping out for an early morning shop.
Realised I haven't jotted down what we spent yesterday :eek:

£12.50 on clothes
£6.35 on groceries

dipdap

Good morning diary.
I'm really not being good at posting on here at the moment
I swear this paintbrush is surgically attached to my hand at the moment!
Yesterday's spend

£13.00 on dancing
£42.46 on diy
£29.79 on groceries
£0.25 on a photo
£4.35 on ciggys (extortionate! Didn't get to the usual shop before it shut )

Spend for the day = £89.85

Edited to add the 31st October on

£2.14 on eating out
£7.50 on haircut
£16.27 on groceries
£9.00 on clothes

Spend for the day = £34.91

dipdap

Well it's the last day of the month so I thought I'd jot down a breakdown of exactly what we owe

£10374 loan 1
£6000 loan 2
£3300 CC 1
£610 CC 2
£3720 CC 3
£24 store card

Total outstanding £24098 :j

This doesn't take into account my £1500 overdraft I usually dip into halfway through the month. I don't tend to include this in my calculations if my bank account is in credit. Makes me feel a heck of a lot better :j

It's £2000 down on what I wrote we owed at the start of my diary :eek: :j which was under a month ago :j
I'll work it out again at the end of November, I don't expect such a drop this month as we have some big bills to pay (clubs, fees, travel expenses)

Dobbibill

£24 store card will be gone soon :T

keep plowing through it

DB

dipdap

Working hard again
No rest for the wicked

dipdap

Morning diary (well it's still morning to me )
Just checked my noddle report and it has a rating of 5/5 :j
I know it means nothing but it don't half make me feel good
The silly little things sometimes make all the difference.

Hi DB
That store card has increased a little so probably won't clear till Christmas, although we always pay the outstanding every month so it doesn't accrue interest

1 month down and I'm still feeling as confident as the day I first started writing on here :j

bubbs

dipdap wrote: »

Morning diary (well it's still morning to me )
Just checked my noddle report and it has a rating of 5/5 :j
I know it means nothing but it don't half make me feel good
The silly little things sometimes make all the difference.

Hi DB
That store card has increased a little so probably won't clear till Christmas, although we always pay the outstanding every month so it doesn't accrue interest

1 month down and I'm still feeling as confident as the day I first started writing on here :j

Hello :wave:
Thought i would just check you are updating , good girl you are:T:T
You are doing massively well and i am very proud of you:D, you work so hard too
Glad you are still feeling confident :T:T

dipdap

Hello diary :wave:
I am still here just a wee bit busy at work at the moment so not got much of a chance to check in.
Need to sit and work out my spending for last month, will probably sit and do that at the end of the week. It feels like it was an ok month but we'll have to wait and see what the figures say.
Better get back to work, I'll be glad when my day off rolls around :j

Thanx for checking in Bubbs I promise you can come to my debt free party when I have one

dipdap

Hello diary!
I'm so sorry in neglecting you
Lots of work on at the moment but I shall try and sit down with you today and fill you in on my spending habits over the last week or so

Dobbibill

Hey dipdap,

Sometimes life is so busy with work, family, decorating or all of the above we hardly get time to think straight, let alone update the diary.

Give yourself a well deserved break, a cuppa and you will have time to note down recent activity on the MSE front, I look forward to seeing how you have done. You have been tracking your spending regularly on here, so it has been at the forefront of your thoughts throughout the month and hopefully this will show in the figures.

DB