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A MF day begins at midnight
Comments
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Seasons greetings (this year it seems to be monsoon season
)
Lucked out with leaving the pressie shopping till late as the sales have started early this year, and got a few bits heavily reduced. All bought now and have today to wrap them all.
Have a great Christmas :xmassmile
MCInitial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038
Mortgage remaining £68285
Daily interest £4.28
2017 MFW #14 £3746.90/£10,0000 -
Well done on getting the bargains in the sale :T
A Merry Christmas to you too MC :xmassign: have a good one
DobbiI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
Merry Christmas MC
Hopefully back on the property ladder come early 2016
You are doing really really well.
You make me miss having a mortgage!4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******0 -
Taking a quick break from the indulgence to catch up on MSE land. Got myself a few bits of furniture in the online sales, so that was quite spendy. However, I had been planning to get for some time (cash already saved), but waited till Christmas sales to get the best price possible.
Not got any other spending planned till the new year.
MCInitial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038
Mortgage remaining £68285
Daily interest £4.28
2017 MFW #14 £3746.90/£10,0000 -
Happy new year :beer:
I had a relaxing holiday with family and friends, and completed all the visits I needed to. Now mentally preparing myself for going back to work tomorrow.
I have joined the MFW 2016 challenge and set a goal of £6000. I can OP up to £8400 this year, but I also want to build some savings towards replacing the kitchen and bathroom.
Wishing you all a successful 2016
MCInitial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038
Mortgage remaining £68285
Daily interest £4.28
2017 MFW #14 £3746.90/£10,0000 -
Hi folks,
Happy spreadsheet update day :j
MCInitial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038
Mortgage remaining £68285
Daily interest £4.28
2017 MFW #14 £3746.90/£10,0000 -
Just had a regular saver mature (hence the posting in the small hours).
Task 1 - Immediately apply for another 6% regular saver account depositing the maximum allowed each month. Check
Task 2 - OP the interest earned on the matured account to the mortgage. Check
Task 3 - Transfer the original deposited cash (the stake money) to an account earning more interest while I decide how much will be allocated to OPs, renovation, EF, and other pots. Check
Task 4 - sleep!!!
MCInitial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038
Mortgage remaining £68285
Daily interest £4.28
2017 MFW #14 £3746.90/£10,0000 -
midnight_child wrote: »Just had a regular saver mature (hence the posting in the small hours).
Task 1 - Immediately apply for another 6% regular saver account depositing the maximum allowed each month. Check
Task 2 - OP the interest earned on the matured account to the mortgage. Check
Task 3 - Transfer the original deposited cash (the stake money) to an account earning more interest while I decide how much will be allocated to OPs, renovation, EF, and other pots. Check
Task 4 - sleep!!!
MC
Well done on all your 'check' points, MC.
Here's hoping that 'Task 4' has now got a 'check' for it too I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
Yes thanks DB, managed to get some of number 4.
I have some house stuff that needs doing that will need to get someone in for, so decided for the moment am holding off OPing any of this windfall.
MCInitial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038
Mortgage remaining £68285
Daily interest £4.28
2017 MFW #14 £3746.90/£10,0000 -
Wow this month is really starting to drag now........ still 6 more days till payday. Should manage to eek out the budget till then.
So glad its the weekend, and I am not working :j
MCInitial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038
Mortgage remaining £68285
Daily interest £4.28
2017 MFW #14 £3746.90/£10,0000
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