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Comments
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Hooray! That's fantastic news. Well done! :T
MGx:jMortgage free 08.08.19 :j
2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
MF date was Nov 2041 - mortgage neutral 23.07.18
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We got our mortgage offer last week, so I have all my stats, I will repay £1.81 for every £1 borrowed if I don't overpay. I have already made tables as to how fast it will be repaid with £X/£Y/ £Z overpayments a month.
If our mortgage payment was the same amount we have been paying in rent for the last 18 months, our 26 yr mortgage would last 6 years. I am aiming for MFin10
Many of us have my spreadsheets set up to project this. Playing around with different overpayments, or changes to interest rate becomes very eye-opening. I will have my fingers crossed for your new mortgage.
MCInitial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038
Mortgage remaining £68285
Daily interest £4.28
2017 MFW #14 £3746.90/£10,0000 -
Haven't seen you around for a little while. Hope you are not working too hard MC and that all is well in your world
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Sorry for going AWOL.
Had a very busy time with work, and been chasing my tail recently. I have now come down with a bug, which for me is pretty unheard of so I think it must be work/stress induced.
Anyways, I have booked myself some time off work and this will be the proper rest that I have needed for a while.
MCInitial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038
Mortgage remaining £68285
Daily interest £4.28
2017 MFW #14 £3746.90/£10,0000 -
But in better news I have continued to OP and can now show off my updated my signature..........
MCInitial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038
Mortgage remaining £68285
Daily interest £4.28
2017 MFW #14 £3746.90/£10,0000 -
Sorry to hear you are poorly. There is a lot of it around at the moment
Hope you feel better soon and can enjoy your break
Well done on the mortgage reductions :T0 -
Aw MC take some 'you time' and very deserved R&R.
That signature is looking fantastic :T well done you. OPs are blazing that total down. No more A Team Van, leg-warmers, padded shoulders, rubiks cubes or Simon Le Bon. You have now progressed to arriving in a Corvette, playing on Space Hopper, singing along to the BeeGees :rotfl: :rotfl: :rotfl:I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
Feeling much better now thanks, probably just a bit run-down because i've been overdoing it recently.
Got one more big OP that is from additional work I have been doing, which has now ended at least for the foreseeable future. It means that my work life balance will be more, well balanced.
I'd quite like to get through the 70s quite quickly, as im not yet loving tank-tops and these flares are going to give me bad chaffage :eek:
MCInitial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038
Mortgage remaining £68285
Daily interest £4.28
2017 MFW #14 £3746.90/£10,0000 -
Evening MFWers.
I thought I'd update you on things in my world. I took some time off work to recharge the batteries. Spent most of it at home pottering and catching up on odd jobs, though I did have a short break away on the continent as well.
Back to work today and it went surprisingly well considering.
Nothing recently on the OPing front as I had to cover my trip away, so this month will be lean in that regard. I do however have a few outstanding claims for expenses and extra work, which once processed will be a rather nice bonus OP.
MCInitial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038
Mortgage remaining £68285
Daily interest £4.28
2017 MFW #14 £3746.90/£10,0000 -
Work has been a struggle the past few days, but now almost caught up on things from while I was away.
So glad its bank holiday weekend coming up.
MCInitial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038
Mortgage remaining £68285
Daily interest £4.28
2017 MFW #14 £3746.90/£10,0000
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