What would be fair amount for a 21 year old to pay?

noh

Sky_ wrote: »

Did your parent's approach teach you to manage your money effectively? I.e. no debt other than mortgage and so on? You must be a financial wiz, if you're so convinced it's the right way, so well done you!.........................



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Quite clearly they didn't.
https://forums.moneysavingexpert.com/discussion/4906726

girlycara wrote: »

I got a hand delivered letter today while I was at work from my local county court. it names an individual bailiff who delivered it.

I am in lots of debt and in truth this could be from any one of a number of debts, I suspect water or gas/electricity.

the letter said not to ignore it and I would risk being sent to prison for contempt of court if I did. it asks me to visit the court between 8 and 10 on Friday morning.

I have few assets certainly nothing more than a few hundred pounds at best, car on finance etc so no option to sell that................

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chrissyan

Person_one wrote: »

What's wrong with the idea of him leaving home?

He's old enough, he earns more than enough to manage on his own, I say let him go!

He's my one and only child, I brought up alone for the first 12 years of his life. I love him very much and am happy to have him at home (if I can afford it that is)

victory

chrissyan wrote: »

Yes sorry KxMx, in post 35, sorry I made a mistake & it was too late edit. I think most people realised this.

No it is not my son's fault I have debt, unfortunately for a few years between the tax credits & child benefit ending and my son earning, I was living above my means, the weekly shop went on the plastic a few too many times. I fully realise I could have made some better choices along the road, hopefully my son will do better.:D

However, we are now straying well away from the original topic, I don't really feel that I should need to defend to myself on this thread, all I was asking for advice on was a fair board for my son to pay.

As for my debt, that is for another thread entirely and I am sure I can great advice on here for that.:)

No, you don't need to defend yourself on this thread, you posted the thread , people will ask questions, come up with ideas, have their own views, agree, disagree, it is all part of posting a thread:D

Cloudydaze

I'm another 'spoilt brat' whose parents didn't charge me rent when I lived with them (as a working adult).

I've subsequently had both my siblings live with me. One for 6 mths and one for a year. I didn't charge them anything either as both moved to London without jobs and once they got them they then needed time to save up in order to be able to move out. It's nice to be able to help your family when they need it.

I can't honestly say that I noticed a drastic increase in bills.

If the OP needs the money, then it's only fair the son pays. However, I wonder if he moved out, she'd actually be worse off. Unless the food bill is super expensive, then I can't see it actually costing the amount charged.

victory

crosswo wrote: »

Would you throw a tantrum if your parents decided to stop buying toilet roll, detergent, stopped paying and providing for any food for you? Because you know all this in your head costs nothing.

Ah ,good one, forgot toilet paper, times 4 people in the house is massively more than if just 2 people were in the house and kitchen paper, where does that all go?:D

What about breakages? Say if the kettle goes who pays? Everyone uses it, wouldn't have gone so quickly if ther were not as many people using it Or son dropped iron on floor by accident and it bust, well theoratically it is mine, I bought and paid for it but he used it and broke it, do I replace it again? Accidents, breakages and damages, if the employed child pays for nothing then he also gets to use all the household items and if they come a cropper get magically replaced for free?

Georgiegirl256

Mojisola wrote: »

So if you went and lived with a friend for a year, you wouldn't expect to pay anything other than a contribution towards the electricity? After all, you wouldn't be costing her much extra than when she lives on her own?

That's different, as then you are making your own way in the world, you are not living under your parents roof anymore. I am not saying it's wrong for parents to charge if that's what they want to do, and especially in this situation as the son is earning more than the parents do combined, but that's not the way my parents chose to do it.

When I moved back in for 4 months when I split from my husband, my parents then charged me a certain amount, but unbeknown to me until I moved back out, my Mam had saved it and then gave me it back. She did this because she wanted me to pay my credit card off instead. I appreciate not everyone is lucky enough to be in that situation.

Mojisola

chrissyan wrote: »

He's my one and only child, I brought up alone for the first 12 years of his life. I love him very much and am happy to have him at home (if I can afford it that is)

For the sake of any future partners he may live with, encourage him to live independently for a bit so that he learns that washing/cleaning/cooking/shopping/paying bills/etc doesn't happen without a bit of effort on someone's part.

RichardD1970

I paid a third of what ever I bought home, even when on a YTS (showing my age here) earning £30 a week.

Wife's family did the same.

My children will do the same.

The only exception was when my then fianc!e moved in and we were saving to get married, then we were allowed to put a portion of the "rent" into the savings (we eventually bought a house with the savings and had a cheap "home made" wedding instead)

He earns about the same as me so is taking home £450 - £500 per week, and is moaning about paying £75 a week, he doesn't know he's born.

victory

chrissyan wrote: »

He's my one and only child, I brought up alone for the first 12 years of his life. I love him very much and am happy to have him at home (if I can afford it that is)

But you can't, you said you have debts and he earns a lot more than you so it would be easy for him to contribute and not even notice a dent in his wages, and some other poster said, it is about respect...

Georgiegirl256

crosswo wrote: »

Would you throw a tantrum if your parents decided to stop buying toilet roll, detergent, stopped paying and providing for any food for you? Because you know all this in your head costs nothing.

I don't live at home anymore, I left when I was 22. Have a mortgage of my own, and bills to pay. Just because I wasn't charged any rent, doesn't mean I don't have a healthy respect and awareness of money.

A, My parents wouldn't have done that, that was their choice not to charge me anything, they prefered I used my money to save towards a future house, which I did. I do appreciate that not everyone is as lucky.

B, If they had have done the above what you listed, why would I have thrown a tantrum, I would have simply gone out and bought those things myself. But then again, my parents aren't childish like that....

Just because you charge your kids, or believe that you should, don't knock other peoples (my parents) choices. I offered numerous times to give them some lodge, but they always declined....preferring I saved for the future, what's wrong with that?