Reclaim CPP article discussion

simonrolley

sile001 - Im with you here, I took my policy out over 10 years ago, i dont keep bank statements and i have no idea which month the policy collected, so id need to get a years worth of statements then another 1 for each year which could end up costing over £100. Arent the banks obligated to store this info and give it you if you request it? Thats a question btw, not a statement. The template letter which MSE supplies expects you to send all previous bank statements to back up your claim, so Im also stuck on what to do????? Please someone help.

Carlton3

Hi all
This is my first post and a big ask for help please.

I have had a CPP policy since 1989 and only the other day cancelled my policy at the end of the term which is the 28/11/2013. I read on here about the reclaim for mis-selling and contacted the company who passed me on to ? claims handler who informed me I was not eligible on this scheme and he would send me a letter as to why but basically my bank was not part of the reclaim scheme. I asked who the original bank was and he told me ( I think by accident ) "CPP medical insurance agency" then said he could give me no more information and would send a letter as to why.

Can anyone advise me where I go from here??
Thanks

mickcon123

Can I just ask, I have been sent two CPP letters today with two different policy numbers on. Does this mean I will be entitled to two different claims?
Thanks

Thriftkitten

yes I think so as I have too... sent my vote off today:j

Thriftkitten

simonrolley wrote: »

sile001 - Im with you here, I took my policy out over 10 years ago, i dont keep bank statements and i have no idea which month the policy collected, so id need to get a years worth of statements then another 1 for each year which could end up costing over £100. Arent the banks obligated to store this info and give it you if you request it? Thats a question btw, not a statement. The template letter which MSE supplies expects you to send all previous bank statements to back up your claim, so Im also stuck on what to do????? Please someone help.

If you have received a CPP letter they will have all the details of the policy and will refund accordingly, just vote yes, my vote letter came through yesterday and touched the bottom of the mailbox this morning.

Thriftkitten

reading the success stories between banks etc has given me some hope, can anyone take the time to explain how far back we can claim?? is it the standard 6 yrs or is it for the life of the policy plz?

RedHeadPeter

Lots of questions here, and not so many answers...but still.

I got the second letter from CPP today and I will vote YES.

But thinking this through I realise I had this long before 2005. If my recollection is correct it was sold to us by Barclays (as part of a Barclaycard thing) and we haven't had an account with Barclays or a Barclaycard since 199 and I have no way of knowing (a) what our account number was - though I know the branch. (b) what we paid to CPP during that time.

Clearly if I have a case for compensation for payments since 2005 I also have one for earlier payments, but how do I found out what they were? Any ideas?

ForestThoughts

Voting call to arms - i am intrigued as to how this vote is going to work. As there are a large number of lapsed CPP policies then will respondents ever be able to claim a majority? If to be effective you need 75% support then the likelihood of that being reached seems slim. Appreciating this is based on a sample of 1, i received no letter as it went to an old address. Unlike another forum member the 0800 free call, whilst slow, went quite well. I had no policy number, but was able to answer the security questions. that included my telephone number from 2007. So who needed to record all that personal data with these guys anway, when you ad such recollective powers. Elett's see now if the letter turns up.

suelees1

It's driving me mad.

I don't do id protection or any other protection for that matter as I always think I'm pretty astute when it comes to insurance cover but this one must have slipped past me

I just can't for the life of me think what it could be so phoned cpp who said it was (likely) a card from HSBC on CHRISTMAS DAY (we were on holiday in Egypt) which I cancelled 51.5 weeks later


:huh: :huh: :huh: :huh:

hazelc56

AppleDap wrote: »

I had cpp pre 2005. They took the money out of my Barclaycard or Capital One card, not sure which one. When I tried to cancel they refused and said I had to wait until it came up for renewal next time. By the time it was up for renewal I no longer had the Barclaycard or Capital One card. but they went and took the money from another credit card I had registered with them without my knowledge. I phoned and complained but still didn't get my money back. I did eventually cancel before it renewed again.
Who do I claim off ? As they took the money from two different cards.
I don't even remember agreeing to it in the first place.
Secondly. if my claim is upheld, how will they refund me ? The second payment they took from a different card I still have. So would a refund be to the second card or a cheque/transfer ?
Anybody have any ideas ?

I am with Capital One and 2 yrs ago i rang to ask them if i had insurance with them and they said i didnt so i left it at that.It still niggled me so i rang a few months later and said i wanted to cancel the CPP they were taking from me every 3 years and they convinced me not to cancel until the end of the 3 yrs as it had already been paid.Capital One used a company named Sentinel who took the money out of my account.Was this the same named company who you paid the Card Protection money to?
I am not even sure if claiming money back from applies to me.