Bank Charges Success Stories II

gedney

well guys d-day arrived and to my shock and jubilation the nationwide has paid up including interest and court cost totalling £2234.48i rang northampton court and they told me that the bank had paid my money into my account .
so i screamed to the bank and checked my account :money: its there all there so i withdrew it and put it in to my other parachute account thanx to all you guys that helped and a big thanx to martin for the great work you are doing for the men and ladies of our great nation.:beer: :beer: :j

Juliescats

Bank Alliance and Leicester
Claimed 2400
Amount received 2310

Sent all relevant letters from your website right to the court letter, paid the court fee, went on holiday and returned to a cheque. Bank stated that as I didn't agree to their terms and conditions they would look into the running of my account. They said cheque of £90 to follow which I haven't had yet but I have chased it up. They haven't shut my account down yet! Amount was including all the interest for 6 years and the court fee. Thank you sooo much. Took about 3 months total.

ladyboss_2

Bank: Lloyds TSB
Amount Reclaimed:£3676.77 including court charge
Amount they paid:£3676.77
The story: Wrote 1st letter to bank on 14 Feb.
Bank replied within 2 weeks requesting more info (delaying tactics).
Replied and waited.
More delaying tactic letters from bank.
Two months later no solution, so used HMCS Money Claim Online to commence proceedings.
Bank then took notice!
Acknowledged Claim, BUT.......employed a firm of solicitors to put in a defence.
Received letter from solicitors denying charges were unfair and unlawfull, but attached was another letter saying that Lloyds TSB were prepared to settle the claim by paying full amount claimed. I WONDER WHY!!!!:D
No nasty repercussions yet!
Money received 31st May::j
Thanks for your advice Martin.

janice030680

just to say thank you very much for the great information you passed on regarding how to claim back unfair bank charges.
i hadn't been able to use my natwest account since last year due to what i believed where unfair charges that had left me 76pound overdrawen, however after following your guide and complaining twice( no answer the first time!!) they have now removed these. thanks again martin, your great.
janice :T :T :T :j :j :j

pragmatista

Bank: HSBC
Amount Reclaimed:£277.50+£75.47 interest
Amount they paid: £250
The story:26/2/07 asked for list of charges over last six years. Included £10 cheque as gesture of goodwill. Cheque returned uncashed with copies of statements! 10/4/07 wrote asking for repayment of default charges with interest. Trail went dead! 15/5/07 sent LBA giving 28 days to repay. 25/5/07 received letter saying without prejudice they will make a partial refund but only for business reasons to avoid all the forthcoming hassle etc. They don't/won't pay interest and one charge for £27.50 was just outside 6 years! Hadn't noticed. So they offered £250. To save further hassle of my own I accepted by signing a disclaimer that this was the end of the matter etc.
Thanks for all the information you provide on this site. Wouldn't have had confidence otherwise! Now ... Citibank are another matter entirely ..........

ladyluck45

Bank Nationwide Building Society
Amount requested £528.65
Amount reclaimed £726.50

First wrote to the bank in February for my son in law and did not have all the bank statements so just requested amount that we new. Had a reply back to say they will investigate then second letter to say sorry but no refund, i contacted the Finacial Ombudsman and they were really helpfull. They contacted the bank on our behalf and at first they were told no refund but then we had a letter from the Financial Ombudsman saying they would investigate the charges and the next thing we had a letter saying they would pay back all charges which was more than we thought. They settled up staight away. What a great result

becksta22

Nationwide

I won
£642 INCLUDIN INTEREST
send both letters and recieved the standard reply sayin that they wouldnt pay up so file for court they had till 30th may to put in a defence and they just told the court they had paid up i checked and they had only paid in the interest which was £71.22. i got a letter from them the next day and so i called them askin why they had told the court they had paid up when they hadnt and they said they would sort it out for me and it would go into my account yesterday. just checked my account and it has gone in gonna go get it out tomora and close my account.
thanks so much for everyones help and esp martin

moonriver

WON £5k+

Having rejected my first offer from Natwest I phoned asking for all my charges including others that had been added since first letter.
Revised offer rec'd Friday and posted back recorded delivery immediately and money was keyed in at about 12 o'clock today!!
Account still open. Overdraft still in place.

DON'T GIVE UP....IT'S YOUR MONEY. ALL THE ADVICE YOU NEED IS HERE.....ALL YOU NEED IS PATIENCE.

SDJones_2

Bank: barclays Bank
Amount Reclaimed: £1915
Amount they paid: £1435
The story: It took only two letters requesting my money to be refunded, and they have came up with an acceptable offer. It would of been nice to hold out for more, but I will settle for this.
Good Luck to everyone else.:money: :beer: :T

jason_s_2

I had 2 accounts with the woolwich,who are now owned by barcleys. I started the ball rolling back in feb with the help of this site.Today i got a letter from barcleys offering me £1955,i was claiming £2500.So within 3 minutes of me opening the letter,it was signed sealed and posted accepting there offer.
I just want to say a big BIG thankyou to martin and all the folks on here for the help and advice.
Thankyou
Thankyou
Thankyou
Thankyou
Thankyou
Jason
Ps i got a claim going with nationwide so i'll let you know how that one went