Bank Charges Success Stories II

phoebe03cat

We dared to deviate from Martin's advice and decided to point out to the bank the automatic cost to them if we went to the FSA ombudsman (whether we won or lost) blah de blah. They ignored the first letter so we said that would be reported too. Cheque in post within days, full settlement.!!!:beer:

OLDHAM100

Nationwide

Claimed £248

Offered £248

With 1 day before a defence was due the money has appeared in my bank account although i have had no letters about it.
Will still go for Judgement by default today just in case.

Just need to get Statements from Cahoot who seem to be dragging there heals with everyone....

Thanks Everone.:T

ripski

Bank:Nat West
Claimed £7700
gained £5900

Started 28 Feb and went through all lthe templates, keeping to these timetables. Had no response until the end when they filed a defence just hours prior to the deadline.
I was amazed to total £7700 and it could have been £9000 with interest.However I chose to acceptthe £ 5900 as I needed the money to stop continuing charges going on and it was far more than I had in FEb. Money in my account by the end of the same week.
Many thanks to this site and advice.

hirtag

Bank: Royal bank of scotland
Amount asked for: £2900
Amount offered: £1350

We accepted the amount offered....took longer than expected but we feel good and its now going to be a good holiday thanks to a bit of persiverance.

Cheers martin

(so far saved about £3000 a year just by trawling through this sight and getting a better deal for our money ....oh and havinga more bullish attitude to companies by saying go on give me a better deal!! ....it works!)

Grant:j

maxwellhouse

Bank : Egg Credit Card
Amount Claimed : £187.54
Amount Paid : £187.54!

Ist Letter Requesting Statements Sent On 1/5/07
Statements Arrived On 28/5/07
1st Letter Requesting Refund Sent On 30/5/07
Reply From Egg On 2/6/07 Offering The Difference Between The Fees And The £12they Say Was Set By The Oft - This Came To The Grant Total Of £32
2nd Letter Refusing The £32 Sent By Me To Egg On 2/6/07 (i Don't Hang About!)
Today I Received A Letter From Egg Offering Me The Full £187.54 - It Doesn't Sound A Lot But At Tesco Says "every Little Helps!" This Claim Has Really Been Relatively Easy And I Would Encourage Anyone Considering Claiming From Egg To Do It Today!!!!!
This Has Now Spurred Me On - I Have A Claim Pending At Natwest For Considerably More Money And Am Prepared To Take It All The Way!

Thanks To Martin And All Who Post On This Site. It Has Been Invaluable To Me.........

MJDS_2

Building Society: Nationwide
Claimed: less than £500 plus costs
Reclaimed: all

Followed the instructions laid out in MoneySavingExpert.com

Wrote to them at the end of March 2007. No response. Wrote again in mid April advising them of intention to go to small claims court and received the usual letter explaining costs. Filed a claim at the beginning of May which was quickly acknowledged by the Nationwide. A payment was made into the account on the last day. Total time 2 and a half months.

A big thank you to MoneySavingExpert.com

supersavershal

Amount claimed £381
Amount won £386

started the claim on 26 Feb, went through all the letters, filed with mcol and had court date for 14 August.Working through my court bundle this morning and an offer of full settlement pops through the letterbox.I know it isnt a huge amount but its my money and it will help me.There are conditions attached one of them is that i make an appointment for an account review, they will probably offer me a loan knowing them.

I wanted to share it with you because i would never have done it if it wasnt for martin and this site.

So everyone claiming against lloyds tsb dont be put off its a long haul but they pay out in the end.

supersavershal

Amount claimed £2340
Amount won £2100

This claim was for my other half.Started the claim in March was given "good will gesture" of £1000 in April.Filed with mcol in May for the rest offered £1100 (65% of claim) on saturday.OH is accepting as quite rightly he does expect to be charged something when he gets overdrawn.And it is £2100 we thought we would never see again.

AJ12

I WON!! I WON!! I WON!!

Bank: Halifax
Claimed: £1,255.39
Amount Paid £1,255.39



Request for charges sent 26/2/07
Request for refund sent 12/04/07
2nd request for refund sent 19/4/07
mcol filed 9/5/2007
acknowledged 17/5/2007
Halifax settled in full 6/6/2007

Thankyou Martin!!!!! Can now go to see my sister in Canada. Easier than I thought it would be!!! THANKYOU!! THANKYOU!!! MARTIN IS THE MAN

**suzy***_2

Bank : woolwich/barclays
Amount Claimed : £1217
Amount Paid : £912

this was so so easy
on the 10th may i called them to ask about getting my charges back!! was on the phone for 10 mins
got a letter 2 days later saying that they had recieved my complaint and that they would hope to resolve it b4 the 7th june
recieved a letter a week later with all my charges on (even one they had already refunded)
today got an offer for £912 that i am accepting as i havent actually paid that much in charges caus they havs refunded alot of them at the time they were taken out the bank:rotfl: so im actually making money from them:p