Bank Charges Success Stories II

magpie1892

update :-after agreeing a deal with wraggs on monday at 12.30 pm my money £1,500 was in my account this morning RESULT it pays to give the "other "side a ring and ask for settlement before you start your court bundle i did and it worked,again i thank you all for help and support,nobody should give in to these thieves

Jobie59

Amount claimed £7,054 (inc. interest)
Amount received £5,290

I can't believe how easy this was. I sent my request for charges detail on 23rd April and the money was received in my account on 5th July.
Thanks for the great tips and templates. :T

For anyone considering this but putting off starting the process don't!!! I've paid off my debt, booked and paid for a 5 star holiday to eygpt and I'm off to New York in December thanks to this reclaim.

Just starting the process with smile, Seychelles here I come!!!!!!!

bigjono_2

:money: started the process late May, 07 and shortly afterwards received my statements, sent template letter asking for £3945 in charges, two weeks later received a letter stating looking into it may take 7 weeks, today received a two page letter offering full payment ! FANTASTIC:T

Lester1979

Hi,

I posted earlier today about my impending court date (tomorrow morning) and i'm happy to say that after speaking to the litigation team i have been offered £3000. It's a couple of hundred short but it'll do me.

Thanks for everyone's help. LloydsTSB are next.

bintajayne

Bank: Halifax
Amount Reclaimed: £1039.00
Amount Recieved: £1009.50

Wrote a letter requesting investigation into charges and asked they reimburse my money. Received a reply starting the charges were lawful and no refund would be given. Wrote back threatening court action and they wrote back offering the amount above to which i agreed and received the money in 7 days.

Thanks Martin

GLENHURST28

BANK : Natwest Amount claimed: £3897 Amount recieved £4275. Used all Martins templates to send letters to bank ,didnt have to threaten with court or anything paid up on sending 2nd letter .Would not have done this without Martins help and templates Many thanks.

kenswife

Thanks very much martin couldnt have done it without you!!!
BANK: HALIFAX
AMOUNT CLAIMED: £3026
AMOUNT PAID: £2298

Im now considering taking them to court for the balance plus interest totalling £1221 + costs

The story is as follows:
March 07 wrote and asked for a list of charges

May 07 wrote and asked for £3026 + £493 interest

May 07 received a standard letter basically saying go away!

June 07 wrote backsaying pay up or ill take you to court

Early July 07 followed up letter with a phone call was told i should hear from them by mid august.

Today I received a letter offering me half of my claim £1532.50 so i rang the 01977 number and asked for the amount to be negotiated. he came back to me and offered me 75% amounting to £2298. this amount should be in our account within 14 days!!!!!

So heres sticking my tongue out to my husband who said wed be lucky to get a couple of hundred quid!!!:p

THANKS MARTIN,
YOU ARE A HERO!!!!
hERES TO MARTIN GETTING A KNIGHTHOOD!!!!
:j :j :j :j :j :j :j :j :j :j :j :j :j :j :j
:beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer:

forgot to say I didnt even go near a court
But im now considering sueing for the £1221 which is the balance plus the interest

NickyM_3

I took on Virgin One and won!.....
After only one letter to the bank, I managaed to reclaim £2250!! I argued though the charges were legitimate, the amounts were beyond an acceptable amount.... They replied after only one letter, and I had a cheque within 10days!! Give it a go...

thefuturesbright_2

Bank: Abbey
Amount: £480

Settled on the day of court

fedupnurse

Bank: Nationwide
Reclaimed: £6317.57 including MCOL £250
Paid: £5500

Having read all the sucesses on this wonderful site, I started the process in April. I got no response, so sent letter threatning court. Again got no response, so followed up with a phone call, which was very frustrating, as I was given lots of wrong numbers. Eventually spoke to someone who informed me that they had recieved no mail from me. Again sent, this time by recorded delivery. I then went into hospital, and on discharge got the standard fob off letter, as not feeling my best anyway, I just wanted to cry. I then proceeded with MCOL, I waited and waited. Nationwide did not acknowledge, so I placed the judgement for immediate payment. Still nothing, I must of checked my account a hundred times. Got on the phone the following day, and again found it difficult to get to the right person, but was finally given a number for a Mr Bacon. He knew nothing of my claim and couldnt find anything, very worrying. He asked for a week to sort things out, and I oblidged, more than Nationwide ever did for me. Anyway yesterday checked my account to find various amount had been put into my account. I know it may sound greedy, but I was a little peeved that I didnt get all the money back, and sort of feel that I have lost the court cost. Anyway as the WONDERFUL MARTIN, says, "not to look at it as losing money, but more about getting the money back that you thought had been gone forever".
Planning a spending spree: Barbados in September, in the process of replacing garden fence and patio. Having an appointment tomorrow for laser eye surgery, also going to replace my combi-boiler before winter, and also will be paying of credit card. Very very happy days. And to top it off, I still have another month off work following surgery.