Bank Charges Success Stories II

shannor01

Nat West

Amount Claimed £1900.00
Amount Received £1817.00

Took a long while to get my statements in the beg, months. But sent in claim on the 19th may they received it on the 22nd May had a reply from them on the 24th May, saying it would take them 6 - 7 weeks to respond. Rang them once just to check it was being dealt with, then decided to stick it out till the 6 weeks was up then ring again. But didn't need to ring again, last friday received an offer from them, returned it on Sat by special delivery and it was paid into my account yesterday. That's exactly 7 weeks from them receiving my claim to it being paid into my account.
Couldn't have done it without this site and seeing Martin on the TV in the first place, thankyou everyone.

Sheila :j

kingabunyip

Hi, first post and I'm H-A-P-P-Y!!!

Bank: Halifax
Amount Claimed: £1014.43
Amount Recieved: £1018.61

Story: I first heard Martin on the Jeremy vine show on Radio 2. So following his advice I started my claim on MY money. I followed the instructions on this site to the letter and used the downloadable letters word for word and also used the claculator to work out the interest owed. I stuck rigidley to to time scales set out by Martin and finally took Halifax to court. They replied through the court that they intended to defend the whole claim which gave me a feeling not to disimiler to that of pre driving test nerves. However I stuck it out and didn't ask for an out of court settlement. Then BINGO!! I recieved all the money in my accounts (I have two) and a letter the same day with an explanation. They state that purerly on a commercial basis Halifax would incure cost that they wouldn't get back even if they won the court case. They go on to say that without any admission of liability they are reimbursing all charges together with approximate interest and also my £80 court fee:rotfl: :T :j :beer: . All together it works out as a £4.18 profit!
So my advice is to follow Martins instructions, be prepared for doubts and delaying tactics but stick to your guns and take whats yours.
I'm off to book the holiday that I didn't think I'd get.:D
Cheers Martin I owe you a beer!!:money:

lullygirl

BANK : Lloydstsb
Amount claimed : 4550
Amount paid : 4670
Sent first letter on the 10th april didn't hear anything, sent second letter they replied saying the usual rubbish how it was fair and leagal blah blah blah:mad: then we applied to mcol and paid our £120 we then recieved another letter with baiscally the same stuff but telling us they were going to defend the calim. Then we heard about the Berwick case against Lloydstsb and them winning and were absolutly gutted I wanted to give in but luckly my husband kept the faith.
Last weekend the 07/07/07 we had the court questionair drop through our letter box just about to fill it in on monday when we recieved two letters from Lloydstsb's solicitor the first one saying the usual the second saying thay were willing to settle out of court for the full amount plus interest off £55 and court fees:T :j
All i can say is thank you so much to :money: we couldn't have done it without him

invinciblemum

Bank: LLoyds TSB
Amount Reclaimed: £2782.47 inc interest and court fees
Amount they paid:as above
The story: Got to small claims stage but settled out of court nervous but kept going thank you Martin. Bring on the BIG BOYS now Abbey, and credit cards Just keep going everyone it can be done
:beer: :j :rotfl:

tonyhufc

bank;halifax
amount reclaiamed;£3171
amount settled; £2410.01:rotfl: got it

i wrote a couple of letters and got the usual replies that there charges
were justified.today they sent me a letter with a goodwill payment of £1504.
but i was overdrawn by £1210.01 so i would have been credited with just £293.99. i called them and said that was not good enough so he offerd me
£900 more. said no pay my overdraft off and put me in credit by £1200.

Elmomuppet

Lloyds TSB
Charges Total: £1050
Got Back: £660

My account has been closed for four years, so sent the letter for my statements with £10, got reply quite quick. Sent letter with amount of charges without interest and to repay back. Got letter saying usual rubbish. Sent another letter to repay me in 14 days and got no reply. Left it 28 days and sent letter saying to repay or going to court. Got letter in couple of days offering me £660 and a cheque will be sent within 10 days. Didnt think i would get anything but glad i read the article. Many Thanks :j :beer: :T :rotfl:Reccomend anyone to claim there money back.

gje1973

Lloyds TSB
Charges Total: £755.07 Including court costs
Got Back: £755.07

Took a while but got there in the end:beer:

thunders79

Claimed for £2186.00 + £668.70 interest = £2854.70 total
Received letter offering: £2186.00

Letter arrived on doorstep today. :j They refuse to pay the interest. Phoned them up and they say it is their final offer, they do not have to pay interest.
Will therefore accept and send letter back to them tomorrow.

When claiming, I didn't include this years so am now going to write another letter claiming around £300.00 charges for this year.

Thanks & goodluck to everyone. Your turn will come. They will payup! :beer:

mixxymash

I decided to take the 8 week waiting route and it payed off!!

Was claiming for £3500 and have been offered £3100. Have already posted off the acceptance letter and should hopefully see the money in my account over the next 14 days . Does anyone know if the pay out sooner than 14 days?

woooohooooo:T

Go for it everyone, its worth the wait!:beer:


Big Thank you to Martin, you are GOD! :money:

mamievan

Lloyds TSB Bank
Over £1000 will post the full amount when I actually believe it and it's in my bank account.

Started the claim in April. Went through all the usual performance letters to-ing and fro-ing. I wasn't getting anywhere but they were very punctual with their responses as non responsive as they were. I entered my county court claim and got really scared when they said they would defend every penny of the claim, came back to Martin at that point for solace and words of wisdom.
That was about 10 days ago, I got a letter this morning offering me the whole amount plus extra interest to get us up to date plus the court fees I had already paid. SHAME on them for trying to scare me off, SHAME on them for making me pay court fees and then reimbursing them out of their ill gotten gains, and finally SHAME on them for not just lowering their charges and making things right with all their customers without making us resort to this.

Thanks Martin :T :money: :beer: