Bank Charges Success Stories II

k1mmie

Today got offers in writing from Halifax £829
Bank Of Scotland £1500 (reduces o/d)
Vanquis £234

Not bad for a days post! Wish they were all like this.YYYIIIPPPEEEEEEEE!!!!!!!

rugby_man

Not quite as easy as lizzielee but good news from halifax. Got as far as MCOL with them defending the claim. Received an offer of about 30% (£296)which I refused (they even sent the cheque!)Received letter today offering full amount £852 inc interest and court charges but not admitting liability. I got a bit twitchy when I saw they were defending but took heart fro other peoples stories and won. Thanks to all and especially martin who started this national revolution. I bet they love his name!!:T
It's taken me since january to get it, thats the hard slog.

spring6

Success with GE Money

Reclaimed charges applied to closed Debenhams and Evans accounts - £60 claimed and £60 refunded - took only one letter after summary of charges finally received - now working on Abbey and Barclays for larger sums - many thanks to this fantastic site

Spring6

nicola47_2

:T Bank: Lloyds Tsb

Amount Reclaimed: £1538.61

Amount they paid: £1495.00


The story: It has taken from feb but got a letter today from Financial ombusman saying they've made the offer. Martin, thank you, thank you, thankyou! :money:

One down Halifax to go!! bring it on.

wazcash

Started 2 claims against HSBC in February 2007.
One for £2512 which is now waiting to be heard at Preston County Court.
The other didn't follow the court route - just a letter ( 3 actually ) to HSBC claiming £3022 and hey presto 2 months later they offered me £2866 which I gladly accepted.
Very greatful to this site for all advice and support. Keep claiming you will get your money back. Just hang on in there.

techspec

HSBC credit card

Amount claimed £365 + interest
Amount offered £365.

Just one letter needed for this one. Appeared in account today as a 'goodwill adjustment'.

Have it!!

hvr1

bank: Nationwide
claimed: £532.50 (charges) £118.57 (interest) £80 (court fees)
received: £731.07

First time posting - so hopefully in the right place!

story:
18/04/07 sent 1st letter requesting payment in full (incl charges).
23/04/07 received letter saying....NO :mad:
27/04/07 sent 2nd letter threatening court - no reply:mad:
04/05/07 sent 3rd letter prepared to accept £450 or court
14/05/07 received letter saying....NO :mad:
12/06/07 applied for MCOL (cost £80):rolleyes:
18/06/07 Nationwide decided to defend (due @ court 16/07/07):cool:
10/07/07 Nationwide decided to :j pay in full :j straight into my account as a"goodwill gesture",NOT closed my account, have to promise to be a good girl :A .:rotfl: :rotfl: :rotfl: really chuffed cos I was more than happy to accept £450, but because they were digging their heels in, they ened up paying me more ha ha.

Thanks to everyone on this site that has inspired me.....DONT GIVE UP:T

ra7475

:T Bank: Halifax
Amount Reclaimed: 6072.45
Amount they paid: 6098.00
The story:

All the letters as per this website, started the court proceddings on the moneyclaim website which is great. Got a letter yesterday morning from Halifax stating they intend to defend the claim but because going through the small claims it would be to costly commericaly. BUT they still didn't say they were unfair and still said that I was still in the worng hay hoo i don't care Iv'e won. Very worrying but don't give up

The weird thing is I have got a small one with Barclays and the have defend there claim and Iv'e got to go to court for £800 but I am not giving up it is scary but this website has helped no end

Forgot to say this all started with bank statements at the end of March !!!!
:T :A

denim.demon

After Months of hard slog I have finally accepted offeres on both of my accounts with the BOS, I have now switched banks too as I have no intention of staying with a bank with such abysmal customer service!!!!!!

Anyhow I am now more or less debt free thanks to this and intend staying that way. Only have the credit card left to clear but I am shopping around for an interest free offer

A bit thanks to Martin for raising awareness and if I see you in the pub I'll buy you a pint.

mose73

:beer: :beer:
Bring out the trumpets! At first i was unsure whether it was true or just another thing you hear about. I finally decided to pursure the people who had made my life hell in my younger years, Redudancy made me struggle on the cash side and as usual the banks were not sympatetic to your cause. "They are like vultures waiting to feed on the weak!!!!:mad:

Any how here is my list!

Bank Amount of Claim Amount Recieved

First Direct £2650.00 £2500.00

GE Capital Bank (Frasercard) £88.00 £66.00

Halifax (With Court Action) £646.30 £511.90

Intelligent Finance £539.00 £400.00

Lloyds TSB 2nd Account £242.00 £242.00

Lloyds TSB Court Action / CCJ) £1531.25 £750.00

** I AM STILL PURSUING THEM FOR THE BALANCE _ THEY FAILED TO RESPOND WITHIN THE 28 DAYS SO I HAVE NOW REGISTERED A JUDGEMENT AGAINST THEM)

:T
NEWS UPDATE - Lloyds have now settled in full
:A

Total Amount received - £4469.90

I am still waiting on responses from Morgan Stanley and MBNA - I requested charges in January. Barclaycard is also being slow with response times!!! (Charges £800.00+ with them

I will say one thing guys - Don't give up!!!! It takes times but you tell me where you can get that type of money for half a days work???? Stand your ground and remember - Show no mercy,when the shoe was on the other foot the banks will take you to the cleaners.

A note for Martin - Thanks for your insight and bringing this to our attention - I am more fortunate than others that I read about on the forum, you have helped a great deal of people who have had a difficult time with the various organisations. Where can i send you a drink?
:beer: :money: :T