please help me out someone

lippy1923

OP maybe try changing your car at some point. Corsa's are a typical young persons car and often have stupid insurance premiums to match. Ge quotes for an old man type car, ford escort or something similar. Shop around and perhaps you can drastically cut your premiums

comeandgo

I can assure you that prices quoted for insurance are true. My nephews are all of an age when a car is required but luckily they all have jobs but all insurance about £2,000 and not flash cars.

ComeTheRevolution

Dunroamin wrote: »

Most people do Access courses at FE colleges and the length of course I mentioned is normal. You couldn't possibly take students from GCSE level (sometimes lower) up to university entry in a few months of one day a week!

O/P, Google Access courses in your area. Include Universities.

ComeTheRevolution

comeandgo wrote: »

I can assure you that prices quoted for insurance are true. My nephews are all of an age when a car is required but luckily they all have jobs but all insurance about £2,000 and not flash cars.

Being around people in their late teens/early twenties, I can confirm this is true.

1990dtl

Today I landed myself a job after 5 months part time but I can do it around college hours job centre have said il still get housing benefit cos only 15 hours so to the people saying I was just a sponger can now appologize I only came on this for bit of help if I was unable to get a job and now its not an issue.!Do not judge people watch the programme skint for real spongers! Using benefit for drugs and beer thats not me. I just want to better my life even when I have worked I had no money to myself whats point in working to get nothing out of it I want to better my life for my son not for me I grew up with nothing I dont want that for him. I went to college after school but had to leave as my parents couldnt keep me so dont comment on things you know nothing about. Thanks to everyone else though that hasnt judged me and tried helping and offering advice.

heartbreak_star

I'm so glad I'm in my thirties now I see those insurance premiums.

If I'd got my licence earlier than 27, I think I'd still have got the bus!

HBS x

Poppie68

willber wrote: »

Many have their mum or dad 'front' the insurance policy using their age and experience as well as a spare NCB on an unused policy, naming the youngster as an 'occasional' driver.

We did this for both our daughters until they were 25 and able to enter the market as a new policyholder but having 8 years of driving experience.

When I past my car test and bought a Morris 1000 5 months after my 17th birthday, the insurance premium I paid was miniscule compared to what is demanded today.

I don't believe that the kids today are worse drivers than they were in 1966. They have more traffic to contend with firstly, but mainly it is now down to the 'compo culture'. Being hit at a relatively slow speed would normally cause little damage, but when you add the personal injury costs it becomes ridiculous.

Back in 2011 someone ran into the side of our BMW. The damage sustained was minor just a few scrapes where rubber touched pain. Yet by the time the repairs were complete and the personal injury claim was sorted (my wife suffered mental anguish) it cost the guilty party's insurance company close to £10,000!!!! The damage to the vehicle was estimated to be about £500.

You don't need a holiday in Whitemead with ole Lady Mo...your on a constant trip to LA-LA-LAND....?

RAS

What do you think the student loan is going to pay for?

I think there is a lot of confusion because the Student Finance England (etc) offer student loans that are for degree courses and are not credit checked.

You seem to be talking about a career development loan (or similar) from a bank??

Please check how many hours a week you would actually have to be in college to do this course (get a copy of the timetable for this year).

It may well be that you only have to attend 2-3 days a week and could work almost full-time (have seen people do that)

princessdon

good luck on the job

My understanding is this

As you are under 24 you won't need a loan for the access course and your fees will be free if under the income level. If you take the job, you may have to pay.

You cannot claim JSA doing an access course as it is classed as FT, so no JSA.

Personally I'd do the following

Claim Student loans and grants under your partner and any other relevant benefits

If you work even PT, you could have to pay for your access course which for my area would be £1200 py. You'd pay £230 of this on the hours above at NMW.

Dunroamin

ComeTheRevolution wrote: »

O/P, Google Access courses in your area. Include Universities.

The official Access website covers all validated Access courses.

https://ava.accesstohe.ac.uk/SubSites/PublicSearch/search.aspx

Of over 1400 courses available, only a handful are based in universities, as you can see.