please help me out someone

StormyWeather_2

Are you a UK resident and do you live in England?

If yes, then contact the student loan company and ask about applying for a loan.

1990dtl

hmm ok i will have to look into the student loan abit more but so far everyone has told me it goes on a credit rating. i appreciate everyone help and input i just hope people do not think i want to sponge off the state i just want my son to have a decent life i want a career so i can provide for him but when there is no jobs out there to put yourself through college etc you do need help off someone you cant live off thin air.

paddedjohn

Sorry but your comments about not wanting to sponge went out of the window when you stated that you lived apart to maximise your benefits.

1990dtl

paddedjohn wrote: »

Sorry but your comments about not wanting to sponge went out of the window when you stated that you lived apart to maximise your benefits.

Yeah fair enough comment but I had no choice I would of give anything to live together and see my son grow up but I didnt earn enough for us to live together I had to live with a mate 40 miles away and only got to see him once every 3-4 weeks cos thats all I could afford to travel once a month anyone would do the same

allen35

Even if you work you would still receive child tax credits, based on what your saying of a £12,000 pa job this would give full entitlement (approx' £65pw), you may even receive a little working tax credits but may have to pay something towards your rent.

Check out the student loan and bursary grants, it doesn't seem to add what you're saying about credit rating. Student loans from student finance are repaid when you start earning a high enough wage straight from your wages.

1990dtl

allen35 wrote: »

Even if you work you would still receive child tax credits, based on what your saying of a £12,000 pa job this would give full entitlement (approx' £65pw), you may even receive a little working tax credits but may have to pay something towards your rent.

Check out the student loan and bursary grants, it doesn't seem to add what you're saying about credit rating. Student loans from student finance are repaid when you start earning a high enough wage straight from your wages.

Ok thats good to know I was told I couldnt claim child tax or working tax because im under 25 and I dont know about student loan I know about paying it back but college and other sources told me I have to have a credit rating to be accepted for student loan I do actually have a loan booklet at home that college gave me and does say in there they will run a credit check on me for eligibility

allen35

Because you have a child the under 25 rule doesn't apply as long as you are responsible for the child ie living together as a couple.

allen35

Thinking more about it, do you really need a student loan, thought your course was free and this is the main reason a student loan is for, isn't a student grant you need to apply for, based on your current and previous years income you should get the full award. If it's a relevant course of study that is..

Check with student services for your best options

1990dtl

allen35 wrote: »

Because you have a child the under 25 rule doesn't apply as long as you are responsible for the child ie living together as a couple.

Ah thanks for that info I will be having this with them then when I tried to claim for it originally when we did live together they declined it cos I was under 25

1990dtl

allen35 wrote: »

Thinking more about it, do you really need a student loan, thought your course was free and this is the main reason a student loan is for, isn't a student grant you need to apply for, based on your current and previous years income you should get the full award. If it's a relevant course of study that is..

Check with student services for your best options

Course is paid for yes cos im only 22 but I need income for food and general living costs I thought student loan and student grant are the same thing whats difference?