Can I claim from credit card

mo1_2

i claimed my credit card charges back,used the same syhstem as for banks,if i can help then just ask.mo

JimmiOO

Hi how do we go about claiming the credit card charges? Where do i send the letter to? i used to have a visa/mastercard but ripped it up a couple of years ago after paying years of charges. I dont have any old cards to get a number off. Any help would be appreciated

mo1_2

have you got any old statements with the account number on? if not i would sent them an SAR AND see if you can get copy statements,oh dont forget the 10.00 fee

jollyjester

hi all,
i have got 5 credit cards at the moment (barclaycard, virgin, goldfish, Lloydstsb and sainsburys). i am interested to find out if people have had any problems claiming fees back from these companies. ive seen a few posts for lloydstsb but not much on the others, ive got about £5000 to claim from them combined. also can i claim for late fees and overlimit fees.

many thanks.:beer:

Hardhands

Hi,
To all those who have claimed back credit card fees, did you get back all the fees or just the difference between £12 and what you were charged.
I`m claiming back £200 from Natwest Credit Card and they have offered £93 after the first letter sent, as this has only taken a week i`m considering taking it.

Any advice would be appreciated.

Thanks in Advance

natweststaffmember

Hardhands, unless the bank actually tells you the real cost you claim the full amount you have been charged, even if that was £12

Hardhands

natweststaffmember wrote: »

Hardhands, unless the bank actually tells you the real cost you claim the full amount you have been charged, even if that was £12

Thanks i`ll send the 2nd letter :T

jollyjester

hi
anyone know?

LozBingley

jollyjester wrote: »

hi all,
i have got 5 credit cards at the moment (barclaycard, virgin, goldfish, Lloydstsb and sainsburys). i am interested to find out if people have had any problems claiming fees back from these companies. ive seen a few posts for lloydstsb but not much on the others, ive got about £5000 to claim from them combined. also can i claim for late fees and overlimit fees.

many thanks.:beer:

Firstly You can claim Late Payment Fees, Overlimit Fees, and Out of Order charges. No interest or service fees (ie Cash Advance Fees or Balance Transfer Fees)

Links for forums
Barclaycard
Virgin is MBNA
Goldfish is Morgan Stanley but no forum for them so try General Credit Cards
LloydsTSB
Sainsburys is HSBC (i think)

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http://forums.moneysavingexpert.com/showthread.html?t=400981

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icejet

After having a success with the bank I have decided to go on with the credit card companies. I am looking for some advice and also want to know if they have forced anyone to close their card accounts. I am with capital one and barclaycard.

Also do I use the same letter templates or are they different to cc companies.