NSK Challenge;Marching Forever Forward!!!

thriftylass

It's great reading everyone's updates.

Today was meant to be a NSD but wasn't. Needed a mouse trap for the kitchen and DS needed a bag for nursery. Also got invited for dinner at a friends, so didn't want to come empty handed and bought a few things to make muffins and a few drinks. Still cheaper than going out for lunch as originally planned.

Loads seem to be getting on ok with the ebaying. Good for us (I got a few things ending tomorrow standing at £21) but some times I wonder who are these people buying our stuff :rotfl: I wouldn't lol.
As it's free listing I relisted a few things today and gonna stick the stuff back on that doesn't sell tomorrow.

abundant1972

Hi everyone!!!

A quick check-in as am a) knackered and b) brain dead after few days away in London...

Thanks for your comments everyone... Will catch up properly in the next day or so.

When I last checked in my budget was as follows:

Wed 13/03/13 was SFD number 8
Food Budget already blown £126/£80
Spend Budget stood at £ 39.11/£80

Forgive me for I have sinned!!! :eek:

I went to London Thur on a course and got back tonight. I went with best intentions - some basics packed... but my resolve failed as was with colleagues and peer pressure was too much!!! Ha ha! That said - we had a lovely time. Good company... good food... great time.


Thur - £25.70 (parking, train snacks, tube, italian meal out!!!)
Fri - £18.76 (Coffee, yellow sticker food and bottle of wine, and meal out)
Sat - £14.50 (Taxi, train coffee/snacks, tube)

Total spends = £98.07/£80

Afraid that's me banished to the naughty step also for the rest of the month and strictly on damage limitation now for the next 2 weeks until pay day!!! Sorrrrrrrrrrrrrrrrrrrrry!!!!

Assuming I can limit spending/fuel to £20 per week...

My TOTAL overspend for March will be:

Food: £46
Spends £18.07
Last 2 weeks £40

TOTAL = £104.07

My only saving grace is I was being paid for today as extra, meaning I will probably break even... maybe make £10-£20 after tax. Not a disaster - but not great either... Admit I made spends I could have avoided. Could have been worse too... I didn't go out anywhere other than two eating places... no pubs/clubs to speak of. Literally it was hotel to work venue to place to eat to hotel. Temptation was there as was right near Tottenham Court Road and know there are loads of good bars there... That said - my brain had melted and just wanted my bed!!!!

Glad to be home - but definitely want to revisit soon on social visit as I LOVED the buzz of being back on the tube and people watching... Didn't realise how much I'd missed London until I arrived!!!

Night all x

kerri_dfw

Living_a_good_life wrote: »

Kerri - Cat litter being sorted is fairly essential - our cat got wowly recently and started loosing weight - we think its a thyroid thing and he is now on tablets - he is fairly old. It may be something completely different for yours but the wowly thing was the most noticeable for us.

He's being a right pain in the backside, he is now meowing at me to pick him up and put him in the litter box.

NinjaSavingKat

Good Morning to you all!!! :T

Following my last post today I spent a bit of time researching ( I have a new idea for next month already ) and eventually went to bed for 5 hours prior to tonights night shift!

However now at work until 0700 having battled through horrific rain and still attempting to dry off, I got carried away researching how I am going to replace all my cat's toys / bedding ( she hasn't really got one ) climbing frame ( now shredded and too small ), better food ( she's so small and has lost weight - bad nutrition!!), good litter ( cause she stinks due to bad nutrition ) and her jabs that are over-due. This will cost a but will be planned meticulously after another visit to the new house to take measurements.

My new minimalistic life includes her and I feel I have been neglecting her so far. She is my gorgrous puddy-cat and I need to take better care of her.

So a full-set of confessions it seems! Abundant don't feel too bad, its hard not to aviod eating out when all your colleagues are going, all-in-all I don't think that was a massive amount spent for a few days in London. Could have been a LOT worse!!! However tighten that belt please....

Jody2 - I giggled at this. I am glad you have SOME money left!!!. It gets better though. I once used to be down to using my debit card to get the last few pennies out for milk prior to pay-day. Last year my Mum was giving me money which I would return to her on payday only to get it back again two weeks later. Now I have £70 still in my purse and £100 in my account untouched ( although £30 is eBay )... keep pushing forward. You are a soldier fighting the good fight and you will WIN!

AngelPye - How much do you owe? Come on now get it out! Remember we are all in this together, not for judgement but for encouragement!! Sometimes seeing it staring at you everytime you log in here will help. It's up to you!

NannyG - I am tempted to do something like this. How very sweet!! ..although I would be doing it for ME! :rotfl:

Missy - I really hope you are okay. Thank you for the short stop and update! And well done on the SFD's....

Ninno - what did the extra £152 go on..? Car stuff can't be helped - its there to scupper our plans no matter what. What else was purchased though...?

Jonesy - take the new job. There is too much risk by staying at the current one - like you said you are screwed if it ends entirely! If the new place are willing to help with study and this is something you want to do ( knowing full well Finance is HARD to get into and study and expensive ) you need to take this oppurtunity. Thats just my tuppence worth!

Right - thats me for the night. Fleabay free listing this weekend - I have a few more bits but am running out of ideas...and things to sell!

I shall be up around [STRIKE]midday[/STRIKE] 3pm to check in...:rotfl::rotfl:

Onwards and Upwards ...

Learning2Budget

Wounded warrior approaching after battling with debt and coming off worse!!

Sorry been missing in action and i hang my head in shame. Just had a spendy weekend cos we had family visiting and where i would normally drag the kids around the park in grotty weather, we realised that it wasn't the best of ideas with family here. So kids soft play followed by wine and takeaway have taken their toll. On the plus side it was money that i had stashed cos we hadn't paid the council tax........but i wad planning to over pay on my car tax and instead have just spent. OH has said though that he will be giving me half of it back. So just need to figure out where to scrape the other half from.

Good news my compensation cheque arrived but i need to go into town on Mon and open a savings account that i can pay in from online but that i need to go in branch to withdraw from (if that makes sense). Oh and we were given a laptop too......need to see if it works properly but haven't had a working laptop in over a year!!

Have had an appalling few months but April is my new budget month. Have increased payments to cccs and OH is back at work so coming to properly get on track!

Sorry for rambling. Good luck guys. L2B.x

rosiecheeksblossom

Morning all,
Apologies, been awol for a couple of days and it has done me no good what so ever:o!!!!
Thursday was a SFD and then I fell off the wagon fri and sat with a huge thud, and now by writing it all down in my spend diary i'm cursing myself.....
Preplanned meals out both days which is fine.
I have been to a outlet shopping centre and bought a few birthday presents (£70+)which werent budgeted for this month but would have been in the upcoming months. Also bought myself some jeans and some underwear, both were reduced and did have a credit note for some of it. But then its the snacks and drinks, really should take stuff with me and £3 for the car wash which I could of done at home although now on a water meter not sure which would have been the cheaper option.
SFDs definitely the next 3 days:) as working. So off to catch up on the thread and restore my frugal ways. Everyone is doing great, your positivity keeps me going, Cheers everyone.
Enjoy the day xxx

NicNocs

Living_a_good_life wrote: »

our cat got wowly recently and started loosing weight - we think its a thyroid thing and he is now on tablets - he is fairly old. It may be something completely different for yours but the wowly thing was the most noticeable for us.

Sorry if I'm being a bit stupid, but what does a cat getting "wowly" mean? Is it just another word for "meowing"? Thanks!

Ninno820

Morning all - its nice to see some sunshine over here at last.

KAt - my overspending was mainly on the car - but it just seemed to open the flood gate - almost like the first drink of an alcoholic. Nothing truely wasted (I used to think nothing of buying the latest gadget etc) but the dog food had run out, the petrol may not have lasted until payday etc - all things which will come in handy next month I guess.

Anyway - today is going to be a NSD. I plan to catch up with some work, walk the dogs, tidy the house, list some items on ebay and hope that there are some bids on items I have finishing today - I have watchers but no bidders as yet - grrr!

I hope that everyone has the opportunity to enjoy today and recharge their batteries before the onslaught of a new week. x

Doris65_2

Hi All

Have been really busy few days, work being the least of it, March is a huge month for Birthdays for us, so the last 3 days have not been SFD, so my total to date is 12/17, and this week we have more birthdays?????

Any way will work out if I have stayed in budget and catch up with the thread, and post later,

Dx

Living_a_good_life

Afternoon all,
Reporting in another SFD - getting there slowly!!

Anyway all good - the sun is shining and the kids are having a nap - bliss I tell you.:j:j DH has now seen the virtues of fleabay and is listing some fairly good stuff - camera lens etc - hopefully it will fly out the door. I did purchase DS birthday pressie last night - from the above mentioned fleabay. Might as well use a spend day to its full potential!

Anyways Kerri - re the cat - doesnt sound to happy - are you heading for the vets do you think?

Nicnocs - yep sorry Wowly meant Ultra Meowy - apparently one of the things about the thyroid thing is a very vocal cat - this is way more than average and will if remaining untreated drive you nuts long before the cat!! Its way beyond a basic meow!!

Love to all
LAGL xx