NSK Challenge;Marching Forever Forward!!!

Everhopeful09

Morning All, I ended up spending yesterday felt so rubbish I spent £13 on vodka, icecream & chocolate, unnecessary spending yes but i enjoyed it and lots left. It will be coming off my food budget though. Will return some items i bought last weekend tomorrow.

Lets see if today can be a spend free day! Eh xx

thriftylass

Gretchen2012 wrote: »

Right I've just had my last cigarette and my vapour cigarette is charged up ready for in the morning. I have cut down lately so am hoping its going to be easier this time. Please kick my backside if I own up to having one (which I will do, I promise).

Kat - I forgot to ask, when is the big move?

Wanna try together. I had two days without and that gave in yesterday again as hubby had some :mad:. So will try again today. We can do it

I also think letting your mum help initially would be good. If my mum had my money I would def think twice/thrice about purchases more so than if I only got myself in charge. Maybe just for a while till you see a difference and get a feeling for things again.

Calling14

Well here I am yeah went missing yesterday. Got sent home sick Weds from work so had a day off yesterday felt terrible. Weds was a nsd but yday wasn't . Decided as all food wasn't appealing to me at all went and got a curry from asda and bought a few other items as well orange juice, chocolate bunnies so spent 12.24 of my food budget. Oh dear being ill no excuse in naughty corner again Kat.
Got lots of food in so can manage to end of mth hopefully. Surprising how all little bits add up.
Today not going well dragged myself to work, been up most night feeling fluey, lodger rent payment not gone in my bank account. Txtd him to let him know, ex boyfriend sniffing around, even thou I would like some company I really dont want to move backwards ex for a reason?!!!
Well done nanny gladys - reached a turning point with your posting, good luck.
Trying to read the other posts but internet is playing up today as well, think I should have stayed in bed.
Well thinking positive weekend is nearly here, nothing planned rest, stay in and save some dosh hopefully - getting bored now thou espec with my own company.

mayfair1985

Morning all!

Nanny - :j We're here, and you're with us, and we're in the same boat! We can do it together!

So, that thing that I told you about that I can't tell you about turned into something that I still can't tell you about. But the upshot of it is, next week we'll be getting £100!!! That covered the £40 outlay and an EXTRA £60 on top!! :j:j And it still might not be the end of it, there still may be more to come. But I still have to keep shhhh But PLEASE more positive vibes on Thursday!!!

So I've decided today I'm going to chillax on Swagbucks. It's becoming a realllly boring chore. I hate it at the moment. I'm gonna give dooyoo a try.... I started it in 2011 and never really got into it. So i've logged back into my account and written a review, but I can't really remember how to use it! Any of you lovely lot on it? Care to share?

I'm firmly in the 99p ebay club. I've made about £70 in the last few months on shatty little 99p items. It is a pain in the bum but every little helps

Happy Friday all!!

thriftylass

Had to do a top-up shop today, just fruit, bread, a few veg etc. Well and nail polish remover as the pure acetone from work isn't very nice to my skin This brought me over my food budget which I don't know how to lower. We don't waste food and we're not cooking really fancy dishes but I guess there are certain things that are expensive like bread (need to bake more) and certain fresh fruit and our beloved meat. I'm not shopping any different but I swear the prices went up. we literally were eating really well for £200/month a couple of years back, now that covers a way more basic menu. Also nearly spend my other spends budget, but as I started writing everything down the last few months I can announce my frittering (fags, sweets, snacks, lunch etc) went from 50% to 10% compared to a similar period previously (had to buy my dad's birthday pressie, that's why it's nearly all spend)

NinjaSavingKat

I'm a reading and catching up... I shall divulge more shortly... Spent a whopping £9 on travel yesterday as I forgot my Oyster card ( cheap travel swipe card pre-loaded for you non-Londoners ) and wasted a further £10 on food that wasn't worth it.:mad:

But NannyGladys I am SO proud of you for hitting that send button... I am sure if feel like a mountain to climb but we are all here to help!!!..Can I ask, have you asked your bank to reduce the amount each month by £47 ..? Only purely for morale and seeing it drop.. I think the most important thing you can look after is your health. Not everyone can work 'em selves into the ground like moi but we are here to help you and from what I see you are doing just swell.....

I will post more later.. need to visit another office briefly.....

Onwards and Upwards ,.....

his_missus

Hi all!

thriftylass - the price of food has really rocketed I think over the past year, especially the basic, value brands which aren't much cheaper than some branded food these days.:eek:

Mayfair - I reckon you've set up your own hula-hula fitness class - outlay of £40 for hoops and £60 takings and you run this every Thursday evening

We did a SM shop last night. We were trying to avoid SM shopping this month but there are just some things you can't buy/can't buy cheaply in our small town and market, mainly store cupboard items, fruit juice, yoghurts, those kind of foods.

Payday today. I know I really wanted to pay off £750 but looking at my finances I can comfortably afford to pay £600 off the CC. One of cats is at the vets on Wed and I'm estimating that could cost £70ish so to cut my weekly spending budget (for food, entertainment, clothes etc.) from £100 to £70 a wk (or to even less if vets bill is much more than £70) to find the extra £150 might be pushing Hubby a bit too far. Will try to cut a few corners here n there though;)

NinjaSavingKat

I just realised I got £41.70 payment from work for my overtime travel outlay last month. WHOOP!!! :j.

Mancman86

I have my annual appraisal on Monday, we are not allowed to talk about money. But I am going to anyway - first of all ask about a payrise, and secondly I am going to attempt to negotiate a rate for if I am on call in the middle of the night and something goes wrong.

mayfair1985

his_missus wrote: »

Hi all!


Mayfair - I reckon you've set up your own hula-hula fitness class - outlay of £40 for hoops and £60 takings and you run this every Thursday evening

Damit! You foiled me!!!