Cash ISAs: The Best Currently Available List

myth123

ASL1 said:

I opened the 3% easy access Virgin Money ISA last Friday and requested them to transfer in from my Coventry building society isa at the same time. I haven't heard anything since from either bank. How long does it take for Virgin to sort out on isa transfers?

I did the same and haven't heard anything. I'm guessing it will get processed without much contact but if I haven't heard anything by next week I might give them a ring. When I transferred into Coventry BS the transfer arrived in 2 working days but I can't see VM being quite that efficient...

Malchester

Do the Coventry do electronic transfers? I transferred 2 ISAs into a VM fixed ISA and both were in within 3 days (from West Brom BS WebSave and UBLUK)

refluxer

Malchester said:

Do the Coventry do electronic transfers? I transferred 2 ISAs into a VM fixed ISA and both were in within 3 days (from West Brom BS WebSave and UBLUK)

Looks like they should do - Cynergy have a handy list here.

subjecttocontract

Interest rates are falling.
Secure Trust Bank 1 year fixed rate ISA withdrawn at 3.9%.....now relaunched at 3.7%.

alternate

Malchester said:

Do the Coventry do electronic transfers? I transferred 2 ISAs into a VM fixed ISA and both were in within 3 days (from West Brom BS WebSave and UBLUK)

They are pretty fast.  I transferred in from Skipton and it was about 3 days.

savit4l8er

Dudley 4.2% 18m which wasn't a bad little deal no longer seems to be listed on their site but still on moneyfacts (currently).

akaWooders

I opened Saga cash ISAs for myself and wife this week and noticed that this morning they've removed the 0.25% bonus, so now paying only 2.25%pa rather than the 2.50% on Kazza's initial post. It's nice when you just get in in time as the 0.25% bonus is fixed until Nov '23. 😁
I also noticed the Saga easy access rate has also lost its bonus, which is a bit of a nuisance as I was going to open one of those too. ☹️

gwapenut

Saga and Marcus may be the same underlying bank, but I found that, come renewal, my Saga account tended to have fewer options.

rallycurve

Principality online ISA goes up to 2.5% (from 2.15%)

benny5

The OH was at the local branch of the Coventry this morning and she was told that there are no Fixed ISA products currently available.
Then this afternoon, in the post, I received information on a maturing ISA (End November) where they are offering me.
3.65% 1 Year.
3.9%   2 Years
3.95% 3 Years,
4.05% 5 Years.

In anticipation of this maturing, I opened an A/C with Virgin, 3 years 4.41% with a token deposit. 
I'm now torn between staying and moving, the additional interest with Virgin is circa £200PA.
I've concentrated on the 3-year option as ISA interest rates may not increase in the short term and the overall prediction for rates over time appears to be flat followed a possible drop.
My understanding of the situation may be totally rubbish.