Cash ISAs: The Best Currently Available List

Malchester

Do the Coventry do electronic transfers? I transferred 2 ISAs into a VM fixed ISA and both were in within 3 days (from West Brom BS WebSave and UBLUK)

refluxer

Malchester said:

Do the Coventry do electronic transfers? I transferred 2 ISAs into a VM fixed ISA and both were in within 3 days (from West Brom BS WebSave and UBLUK)

Looks like they should do - Cynergy have a handy list here.

subjecttocontract

Interest rates are falling.
Secure Trust Bank 1 year fixed rate ISA withdrawn at 3.9%.....now relaunched at 3.7%.

alternate

Malchester said:

Do the Coventry do electronic transfers? I transferred 2 ISAs into a VM fixed ISA and both were in within 3 days (from West Brom BS WebSave and UBLUK)

They are pretty fast.  I transferred in from Skipton and it was about 3 days.

savit4l8er

Dudley 4.2% 18m which wasn't a bad little deal no longer seems to be listed on their site but still on moneyfacts (currently).

akaWooders

I opened Saga cash ISAs for myself and wife this week and noticed that this morning they've removed the 0.25% bonus, so now paying only 2.25%pa rather than the 2.50% on Kazza's initial post. It's nice when you just get in in time as the 0.25% bonus is fixed until Nov '23. 😁
I also noticed the Saga easy access rate has also lost its bonus, which is a bit of a nuisance as I was going to open one of those too. ☹️

gwapenut

Saga and Marcus may be the same underlying bank, but I found that, come renewal, my Saga account tended to have fewer options.

rallycurve

Principality online ISA goes up to 2.5% (from 2.15%)

benny5

The OH was at the local branch of the Coventry this morning and she was told that there are no Fixed ISA products currently available.
Then this afternoon, in the post, I received information on a maturing ISA (End November) where they are offering me.
3.65% 1 Year.
3.9%   2 Years
3.95% 3 Years,
4.05% 5 Years.

In anticipation of this maturing, I opened an A/C with Virgin, 3 years 4.41% with a token deposit. 
I'm now torn between staying and moving, the additional interest with Virgin is circa £200PA.
I've concentrated on the 3-year option as ISA interest rates may not increase in the short term and the overall prediction for rates over time appears to be flat followed a possible drop.
My understanding of the situation may be totally rubbish.

t1redmonkey

benny5 said:

The OH was at the local branch of the Coventry this morning and she was told that there are no Fixed ISA products currently available.
Then this afternoon, in the post, I received information on a maturing ISA (End November) where they are offering me.
3.65% 1 Year.
3.9%   2 Years
3.95% 3 Years,
4.05% 5 Years.

In anticipation of this maturing, I opened an A/C with Virgin, 3 years 4.41% with a token deposit. 
I'm now torn between staying and moving, the additional interest with Virgin is circa £200PA.
I've concentrated on the 3-year option as ISA interest rates may not increase in the short term and the overall prediction for rates over time appears to be flat followed a possible drop.
My understanding of the situation may be totally rubbish.

Well there was a 4.75% 5 year ISA with West Brom BS recently, but it was only available for less than 48 hours!  Other than them and the State Bank of India fixes (which are branch only), the best rates seem to have hovered around 4.3%-4.4% for a while.  So remains to be seen whether anyone else improves on that or not in the coming weeks.  But you are right in that a lot of people are predicting that longer term fixes may have peaked, and may end up falling back in the future.  Obviously no one knows for sure though.